Commercial Vehicle Insurance For Small Vans to Large Lorries

We provide insurance for a broad range of commercial vehicles from small vans, to large articulated lorries. This includes refrigerated vehicles, tippers, catering vehicles and minibuses. Whatever you do, if you use a commercial vehicle we can help you.

Commercial Vehicle insurance is the same as any motor insurance, it is a legal requirement for anyone owning a vehicle which is not registered off road with a SORN (Statutory Off Road Notice). As a motor vehicle owner, you are legally required to have cover for injury and/or damage to third parties and their property. Failing to have insurance can mean either a fine or a driving ban, and your vehicle can be clamped, seized and disposed of and it can even lead to you being prosecuted in court.

Following the introduction of the CIE (Continuous Insurance Enforcement) it is now easier than ever to find uninsured vehicles, as the MID and DVLA are able to continuously and systematically compare their records. This allows them to find the registered owner of a vehicle and take action against them, without the person even driving the vehicle to get caught.

When you’re in business, you need to remain mobile and accessible. We understand the importance of this and have access to a comprehensive range of commercial vehicle insurance facilities from the UK’s leading insurers, meaning we can offer generous cover at a low cost. You can take out a policy in either your own name or in the name of your company, whichever name you have registered the vehicle in. If you have 2 or more vehicles all registered in the same name, you have the option of a fleet insurance policy and this would mean you have one policy with one renewal date to cover all the vehicles.

Van insurance is different to a standard car insurance policy as it gives much wider cover for the use of the vehicle. For example, car insurance would only cover you for social, domestic and pleasure use with the optional extensions of commuting and business use. Whereas commercial vehicle insurance can cover you for things such as, travelling to different places of work or if you use your vehicle for work, use of the vehicle abroad, carriage of own goods, haulage, hire and reward, carrying employees and colleagues and a replacement vehicle in the event of a claim.

The courtesy vehicle cover can be extended to include a guaranteed replacement vehicle to ensure you are able to get a like for like vehicle, even if the accident is your fault, to continue undisrupted in your trade.

Breakdown assistance

Guaranteed replacement vehicle (as mentioned above)

Tools and Goods in Transit cover

Excess Protection

GAP insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

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Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3

“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”

Beth L

“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”

Peter Foister

“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”

Ray Thorpe

“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”

James Lill

“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”

Richard Reynolds

“Very helpful and straightforward company to deal with . Thank you .”

Moira Scott

“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”

Ian Howlett

“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”

Mark Bullen

“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”

Samuel Coombes

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Commercial Vehicles Insurance

Continuous Insurance Enforcement

Optional Extras

Breakdown assistance

Guaranteed replacement vehicle (as mentioned above)

Tools and Goods in Transit cover

Excess Protection

GAP insurance

NCB protection statement

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Tailored Insurance Review

Finalise Your Cover

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