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Motor Trade: 01271 349790
Motor Trade: info@crowthornemt.co.uk
01344 771626
info@crowthorne.co.uk
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Many traders think they can’t get insured after a conviction, but we specialise in helping people like you stay on the road legally and affordably

If you work in the motor trade and have previous motoring convictions or a criminal record, you may have found it difficult to get the insurance you need. Whether you're involved in repairs, sales, recovery, mobile services, or valeting, our Motor Trade Insurance for Convicted Drivers is specifically designed to help you stay on the road and keep your business running—regardless of your past.

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Young Driver

Understanding Cover for Convicted Motor Traders

Many mainstream insurers decline applications from individuals with unspent convictions, especially if they involve driving bans, insurance offences, or criminal charges. We work with specialist underwriters who understand that a conviction doesn't define your business today. Whether your history involves a driving offence, financial conviction, or a period away from trading, we’ll consider your application based on your current circumstances. 

We regularly help motor traders with:

  • Driving bans or disqualifications (now lifted)
  • Convictions for driving without insurance
  • Criminal offences (motoring or non-motoring)
  • Multiple past claims
  • Poor credit history or previous bankruptcies
  • Gaps in employment or trading experience
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insurance-sigining

Cover that fits your needs, no unnecessary extras

Our experienced team arranges tailored policies quickly and competitively, whether you need road risk, combined cover or fleet insurance. No obligation, just clear advice and the right protection.

Every quote is reviewed by experts to make sure it’s compliant, cost-effective and right for your business.

  • Fast, no-obligation quotes
  • Tailored to your business
  • Expert-reviewed cover you can trust

Flexible Cover Options

We offer Motor Trade Road Risk Insurance with levels of cover to suit your business type and driving needs:

Comprehensive

Covers vehicles in your possession and third-party damage

Third-Party, Fire and Theft

Adds protection from loss through fire or theft

Third-Party Only

Basic legal cover for road use during motor trade activity

Motor Trade Liability Insurance

Public and Employers’ Liability for workshop or mobile operations

Tool & Equipment Cover

Protection for your essential work tools

Stock of Vehicles

For those who buy and sell cars or vans

Premises Cover

For traders operating from garages or business units

Who Can Be Covered?

Our policies are available to a wide range of motor trade occupations, including:

  • Car sales (from home, forecourt, or online)
  • Mechanics and mobile repairers
  • Bodyshop and paintwork professionals
  • Breakdown and recovery operators
  • Vehicle valeters and detailers
  • Part-time and full-time motor traders

You must hold a full UK driving licence (or equivalent) and be genuinely operating within the motor trade.

Why Choose Us for Non-Standard Motor Trade Insurance?

  • We welcome applications from convicted drivers
  • Access to specialist insurers who understand motor trade risks
  • We don’t judge your past—we focus on getting you covered today
  • Suitable for new start-ups and part-time traders
  • Quick quotes, flexible payment options, and UK-based support
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In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

Step 2
Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.
Testimonials

What Our Clients Say

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Reviews
4.6
★ ★ ★ ★ ★
99 reviews
★ ★ ★ ★ ★
Alfie was excellent. He was able to untangle the situation I had with getting car insurance for my daughter. He saved me loads of time searching and he made sure all details were correct. He also explained ....
— Malcolm
★ ★ ★ ★ ★
Very Happy with service and politeness of Crowthorne Insurance
— Adrian Dixon
★ ★ ★ ★ ★
Very good Alfie, Great service quick offer.
— Neil Storr
★ ★ ★ ★ ★
After receiving a 50% premium increase from our current insurance, I decided to approach BIBA which put me in touch with Crowthorne. Jack called me back in a matter of seconds and gave me a quote for our home building insurance in less than 5 hours! I was pleasantly surprised ...
— Giovanni
★ ★ ★ ★ ★
I contacted Crowthorne after getting an extortionate quote from my Previous insurers, I spoke to Alfie who was fantastic and he got back to me within 30 minutes with a fantastic quote ....
— Darren Cooledge
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Insurance That Won’t Break Your Bank.

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BIBA

Member of the British Insurance Brokers’ Association (BIBA)

We are proud to be a member of the British Insurance Brokers’ Association (BIBA), the UK’s leading trade association for insurance brokers. BIBA membership signifies our commitment to industry best practices, professional standards, and staying informed on the latest developments in the insurance sector.