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If you work in the motor trade and have previous motoring convictions or a criminal record, you may have found it difficult to get the insurance you need. Whether you're involved in repairs, sales, recovery, mobile services, or valeting, our Motor Trade Insurance for Convicted Drivers is specifically designed to help you stay on the road and keep your business running—regardless of your past.

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Understanding Cover for Convicted Motor Traders

Many mainstream insurers decline applications from individuals with unspent convictions, especially if they involve driving bans, insurance offences, or criminal charges. We work with specialist underwriters who understand that a conviction doesn't define your business today. Whether your history involves a driving offence, financial conviction, or a period away from trading, we’ll consider your application based on your current circumstances. 

We regularly help motor traders with:

  • Driving bans or disqualifications (now lifted)
  • Convictions for driving without insurance
  • Criminal offences (motoring or non-motoring)
  • Multiple past claims
  • Poor credit history or previous bankruptcies
  • Gaps in employment or trading experience
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Flexible Cover Options

We offer Motor Trade Road Risk Insurance with levels of cover to suit your business type and driving needs:

Comprehensive

Covers vehicles in your possession and third-party damage

Third-Party, Fire and Theft

Adds protection from loss through fire or theft

Third-Party Only

Basic legal cover for road use during motor trade activity

Motor Trade Liability Insurance

Public and Employers’ Liability for workshop or mobile operations

Tool & Equipment Cover

Protection for your essential work tools

Stock of Vehicles

For those who buy and sell cars or vans

Premises Cover

For traders operating from garages or business units

Who Can Be Covered?

Our policies are available to a wide range of motor trade occupations, including:

  • Car sales (from home, forecourt, or online)
  • Mechanics and mobile repairers
  • Bodyshop and paintwork professionals
  • Breakdown and recovery operators
  • Vehicle valeters and detailers
  • Part-time and full-time motor traders

You must hold a full UK driving licence (or equivalent) and be genuinely operating within the motor trade.

Why Choose Us for Non-Standard Motor Trade Insurance?

  • We welcome applications from convicted drivers
  • Access to specialist insurers who understand motor trade risks
  • We don’t judge your past—we focus on getting you covered today
  • Suitable for new start-ups and part-time traders
  • Quick quotes, flexible payment options, and UK-based support
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In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.

Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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