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Motor Trade: 01271 349790
Motor Trade: info@crowthornemt.co.uk
01344 771626
info@crowthorne.co.uk
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What is Retail Insurance?

Retail Insurance is a combined policy tailored to meet the needs of shops and stores of all sizes. From slips and trips to theft and stock damage, this cover protects both your physical premises and your day-to-day operations.

It's flexible, affordable, and essential for any business with a customer-facing location or valuable stock.

Whether you're running a boutique, a bakery, or a bustling convenience store, unexpected disruptions can cost your business more than just money. Our Shops and Retail Insurance policies are designed to give you full peace of mind—so you can focus on sales, not setbacks.

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Retail Shop Insurance

What Does Shops & Retail Insurance Cover?

Our policies are fully customisable depending on the nature of your retail business. Typical cover options include:

Public Liability Insurance

Protects you if a customer is injured or their property is damaged while on your premises.

Employers’ Liability Insurance

A legal requirement if you employ staff, covering work-related injuries or illnesses.

Shop Contents & Stock Cover

Insures your furniture, fittings, and stock from fire, theft, flood, or accidental damage.

Business Interruption Insurance

Covers loss of income if you can’t trade due to an insured event like a fire or flood.

Goods in Transit Insurance

Protection for your stock while being delivered to or from your store.

Money Cover

Covers cash stolen from tills, safes, or during transport to the bank.

Glass & Shop Front Cover

Protects windows, signage, and exterior glass from breakage or vandalism.

Cyber Insurance (optional)

For retailers who also trade online or store customer data, offering protection from hacks and data breaches.

Who Is This Cover For?

We insure a wide range of retail businesses, including but not limited to:

Clothing shops

Convenience stores

Florists

Bookshops

Off-licences

Butchers and greengrocers

Beauty retailers and salons

Vape shops

Gift and craft stores

Hardware or electrical shops

Why Choose Crowthorne for Shop Insurance?

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Quick, tailored quotes

Cover for single or multiple locations

Add or remove covers as your business evolves

Claims handled quickly and with care

Experienced advisors who understand retail risks

We’ll help you pick the right combination of covers to suit your store—whether you're on the high street, in a shopping centre, or working from a retail unit.
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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.
Testimonials

What Our Clients Say

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Crowthorne understood my business, gave me options that made sense, and didn’t try to sell me anything extra. When we had a break-in, the claim was handled fast and professionally. I’ve stuck with them ever since.
Retail’s unpredictable, but my insurance doesn’t have to be.
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Feel secure with the right cover in place.

Insurance That Won’t Break Your Bank.

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BIBA

Member of the British Insurance Brokers’ Association (BIBA)

We are proud to be a member of the British Insurance Brokers’ Association (BIBA), the UK’s leading trade association for insurance brokers. BIBA membership signifies our commitment to industry best practices, professional standards, and staying informed on the latest developments in the insurance sector.