What is Renovation Insurance?
Whether you're knocking through walls, adding a loft conversion, or completely reconfiguring your space, this cover ensures you're not left exposed if something goes wrong mid-project.

Who needs it?
- Homeowners extending or altering their main residence
- Owners of unoccupied properties undergoing refurbishment
- Buyers planning renovation work before moving in
- Landlords renovating between tenancies
Most standard insurers will void your policy once building work starts—this is where we step in.
What does it cover?
Buildings Insurance
Protects the existing structure and any new additions during works
Contract Works Cover
Insures the work in progress, such as new walls, roofs, or foundations
Public Liability Insurance
Covers injury or property damage to third parties as a result of the renovation
Employers’ Liability Insurance
Required if you're hiring direct labour (e.g., self-employed tradespeople)
Unoccupied Property Cover
If the home is vacant during the build, we’ll make sure it’s still protected
Contents Cover (optional)
Protection for any items left in the home during the renovation
Non-negligence Cover (Party Wall Cover)
Optional protection for neighbouring property damage not caused by negligence
Tools & Equipment Cover
Optional cover for personal or hired tools on site
Why choose Crowthorne for Renovation Insurance?
- Cover available before, during, and after the project
- Tailored quotes for small upgrades to full-scale refurbishments
- We work with contractors, project managers, and architects
- Fast turnaround on quotes for time-sensitive builds
- Expert advice on compliance, cover gaps, and risk management
Fast, Tailored, and Complete Insurance
Quick Contact
Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.
Tailored Insurance Review
Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.
Finalise Your Cover
Explore your options and select the policy that best matches your requirements and budget.

Independent Insurance Broker

UK Based Support

Tailored Quotes

FCA Regulated & Trusted














Let’s Talk Insurance On Your Terms
We know insurance can feel complicated and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.
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Honest advice from our experts
Insurance that is tailored to you
Simply fill in the form today and a member of our team will be in touch.
“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
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“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
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