Motor Fleet Insurance
From managing a small group of vehicles to a large fleet, no two vehicle operations are the same—and neither are the risks. Our Motor Fleet Insurance is designed to protect your business, whether you have a few vehicles or an entire fleet, covering everything from accidents to vehicle breakdowns and more.
Motor Fleet Insurance is a type of business insurance specifically tailored for companies that own or operate multiple vehicles. This insurance covers the risks associated with your fleet, from accidents and vehicle damage to theft and liability. Whether you manage a delivery van fleet or a transport company, Motor Fleet Insurance ensures your vehicles—and the people who rely on them—are protected.

What does Motor Fleet Insurance cover?
We’ll help you choose the right combination of covers to suit your fleet’s size, usage, and the risks you face on the road.
Our policies are fully customisable to fit the needs of your business. Typical cover options include:
Third Party Liability Insurance
Covers damage or injury caused to other people, vehicles, or property while your vehicles are on the road. A legal requirement for all motor vehicles.
Comprehensive Insurance
Covers damage to your own fleet vehicles, whether caused by accidents, fire, theft, or vandalism.
Fleet Breakdown Assistance
Offers 24/7 roadside assistance in case of a breakdown, ensuring minimal disruption to your operations.
Theft & Vandalism Cover
Protects your vehicles from theft or damage due to criminal activity.
Driver Liability Insurance
Covers injuries or legal liabilities caused by your drivers, protecting both the drivers and the business.
Accidental Damage
Provides financial protection in case of damage to your vehicles, whether from collisions, weather-related events, or other accidents.
Employer’s Liability Insurance
A legal requirement if you employ drivers, covering injury or illness claims from your employees while operating your vehicles.
Personal Accident Cover
Offers protection for drivers or passengers if they are injured in an accident while in one of your insured vehicles.
Our goal is to make the claims process as easy as possible, so your business can continue running smoothly. Our claims process is designed to get you back on the road as quickly as possible:
Notify us
Report the incident as soon as it happens, whether it's an accident or damage to the vehicle.
Submit supporting details
This may include accident reports, police documentation, images, and witness statements.
Assessment
Our experienced claims team quickly evaluates your case.
Resolution
Once approved, we process your claim and issue payouts or arrange repairs with minimal delay.
Helping Fleets with Poor Claims Experience
If your fleet has a history of high claims or you're finding it difficult to secure coverage, we understand that finding the right insurance can feel like a challenge. Here’s how we can help:
- Tailored Risk Management Plans – We work with you to create a risk management strategy tailored to your fleet’s needs. By addressing areas such as driver training, vehicle maintenance, and safe driving practices, we help you reduce future claims and improve your risk profile.
- Improved Claims History – Our team provides guidance on how to improve your claims history. This may include safer driving initiatives, adjusting fleet operations to minimize risks, or setting up systems to manage accidents efficiently.
- Expert Guidance – If you’re struggling to find insurance due to poor claims experience, we offer expert advice on what can be done to improve your fleet’s standing with insurers, making your business more insurable at competitive rates.
With our extensive experience, we can help improve your fleet's risk management processes, which can lead to better premiums and more favorable insurance terms in the future.
How much does Motor Fleet Insurance cost?
The cost of your policy will depend on:
- The number of vehicles in your fleet
- The types of vehicles (e.g., vans, trucks, cars)
- The usage of the vehicles (e.g., delivery, transportation, personal use)
- The types and levels of cover you require
- Your claims history and driving records
Since every fleet is unique, we offer tailored quotes to suit your specific needs. Contact us
for a personalized quote that reflects your fleet size, the nature of your business, and the
coverage required.

What Our Customers Say
Why I choose Motor Fleet Insurance with Crowthorne? (Satisfied Fleet Manager image on the side)
I needed a solution for my growing fleet, and here's why I went with Crowthorne:
- They understood the unique needs of my business.
- They didn’t push unnecessary add-ons; I only paid for what I really needed.
- The quote was quick, simple, and transparent.
- Their team has over 25 years of experience—so I felt confident in their support.
- When one of my vehicles had an accident? They took care of it quickly and efficiently.
I’ve already recommended them to other fleet managers I know. If you're managing a fleet and need reliable insurance tailored to your needs, I’d give them a call!
What Is Company Vehicle Insurance?

Company Vehicle Insurance is specifically designed for businesses that use a single vehicle for operations. This insurance covers the risks associated with using your vehicle for business purposes, including accidents, vehicle damage, theft, and third-party liability. Whether it’s a car, van, or truck, Company Vehicle Insurance ensures your vehicle is covered and your business is protected.
From managing a small group of vehicles to a large fleet, no two vehicle operations are the same—and neither are the risks. Our Motor Fleet Insurance is designed to protect your business, whether you have a few vehicles or an entire fleet, covering everything from accidents to vehicle breakdowns and more.
What does Company Vehicle Insurance cover?
Our policies are flexible and can be tailored to the exact needs of your business. Typical cover options include:
Comprehensive Coverage
Protection for your vehicle against damage, theft, fire, or vandalism.
Third Party Liability Insurance
Covers damage or injury caused to others while you’re driving your company vehicle.
Breakdown Assistance
24/7 breakdown cover to help you get back on the road as quickly as possible in case of a mechanical failure.
Vehicle Theft & Loss
Covers your vehicle if it's stolen or damaged beyond repair.
Driver Liability Insurance
Covers legal costs or injuries resulting from accidents caused by you or any other authorized drivers.
Employer’s Liability Insurance
A legal requirement if you have employees driving your vehicle, covering injury or illness claims while on the job.
Personal Accident Cover
Protection for you or any passengers in the event of an accident.
We’ll help you tailor the right policy to match your vehicle’s use, the risks involved, and the level of cover you require.
How do Company Vehicle Insurance claims work?
Report the Incident
Notify us immediately in the event of an accident or damage to your vehicle.
Submit Supporting Details
Provide any necessary documents like accident reports, photos, and police reports (if applicable).
Assessment
Our claims team will evaluate the incident quickly.
Resolution
Once approved, we’ll arrange repairs or issue compensation as needed to get your vehicle back on the road with minimal disruption.
Our goal is to make the claims process as smooth as possible so you can get back to business.
How much does Company Vehicle Insurance cost?
The cost of your policy depends on several factors:
- The type and model of your vehicle
- How the vehicle is used (e.g., deliveries, client meetings, personal use)
- The level of cover you choose (comprehensive or third-party only)
- Your driving history and the claims history of your business
We offer tailored quotes based on your unique needs, ensuring you get the right coverage at a competitive price. Contact us today for a personalized quote.

What Our Customers Say
Why I choose Company Vehicle Insurance with Crowthorne? (Satisfied Business Owner image on the side)
I needed a solution for my business vehicle, and here’s why I went with Crowthorne:
- They understood how I use my vehicle for work.
- The quote was fast, simple, and transparent.
- They didn’t try to sell me extras I didn’t need.
- Their team has over 25 years of experience—so I knew I was in good hands.
- When I had a claim, they handled it quickly and efficiently.
I’ve already recommended them to other business owners. If you need reliable insurance for your company vehicle, I’d definitely suggest giving them a call!
Fast, Tailored, and Complete Insurance
Quick Contact
Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.
Tailored Insurance Review
Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.
Finalise Your Cover
Explore your options and select the policy that best matches your requirements and budget.

Independent Insurance Broker

UK Based Support

Tailored Quotes

FCA Regulated & Trusted














Let’s Talk Insurance On Your Terms
We know insurance can feel complicated and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.
Guaranteed callback within 30 mins
Honest advice from our experts
Insurance that is tailored to you
Simply fill in the form today and a member of our team will be in touch.
I needed a solution for my growing fleet, and here's why I went with Crowthorne:
They understood the unique needs of my business.
They didn’t push unnecessary add-ons; I only paid for what I really needed.
The quote was quick, simple, and transparent.
Their team has over 25 years of experience—so I felt confident in their support.
When one of my vehicles had an accident? They took care of it quickly and efficiently.I’ve already recommended them to other fleet managers I know. If you're managing a fleet and need reliable insurance tailored to your needs, I’d give them a call!
Fleet Manager
I needed a solution for my business vehicle, and here’s why I went with Crowthorne:
They understood how I use my vehicle for work.
The quote was fast, simple, and transparent.
They didn’t try to sell me extras I didn’t need.
Their team has over 25 years of experience—so I knew I was in good hands.
When I had a claim, they handled it quickly and efficiently.I’ve already recommended them to other business owners. If you need reliable insurance for your company vehicle, I’d definitely suggest giving them a call!
Manager
“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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