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What is Office and Surgery Insurance?

Office and Surgery Insurance is a combined business policy designed specifically for professional service providers. It brings together key types of cover into one package, protecting your business against a variety of risks such as property damage, liability claims, and operational disruptions.

It's ideal for those who rely on expensive equipment, sensitive data, and client interactions—whether you work in finance, healthcare, law, or consultancy.

Whether you're managing a busy surgery, running a legal practice, or working in a shared office space, your business faces unique risks. Our Office and Surgery Insurance policies are designed to protect your people, premises, equipment, and reputation—so you can focus on your clients, not the “what ifs.”

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What Can Office & Surgery Insurance Include?

Our policies are fully customisable to match the size, structure, and nature of your operations. Common cover options include:

Public Liability Insurance

Covers claims if a visitor, patient, or client is injured on your premises.

Employers’ Liability Insurance

A legal requirement if you have staff, covering illness or injury claims.

Buildings and Contents Insurance

Protection for your premises and everything inside, including computers, office furniture, medical or diagnostic equipment.

Business Interruption Insurance

Compensates for lost income if your office or surgery can't operate due to an insured event.

Professional Indemnity

Crucial for advice-giving roles like doctors,dentists, accountants, and consultants. Covers legal costs if a client claims your work caused them loss or damage.

Medical Equipment or Specialist Tools Cover

Tailored for surgeries and clinics to insure diagnostic tools, dental chairs, or other specialist equipment.

Cyber Liability Insurance

For offices that manage sensitive or financial data,protection from data breaches, hacking, and cyber crime.

Who Is This Insurance For?

Our Office & Surgery policies are suitable for a wide range of professional environments, including:

Doctor’s surgeries

Dental practices

Veterinary clinics

Legal and accountancy firms

Architects and consultants

Recruitment agencies

Tech and software development firms

Therapists and treatment clinics

Shared and serviced offices

Why Choose Crowthorne for Office & Surgery Insurance?

Tailored cover for your exact need

Quick quotes and flexible options

Dedicated support with expert advisors

Fast and fair claims handling

Over 25 years’ experience in business protection

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In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

Step 2
Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.

Testimonials

What Our Clients Say

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"Crowthorne really took the time to understand how our practice operates. The cover was comprehensive, competitively priced, and I could bundle everything into one policy. When we had a small flood last year, the claims process was straightforward and handled professionally."
Running a busy surgery comes with enough stress—insurance shouldn’t be one of them.
“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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Insurance That Won’t Break Your Bank.

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