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What Is Vehicles in Transit Insurance?

Vehicles in Transit Insurance covers vehicles that are not owned by you, but are in your care, custody, and control while being collected, delivered, or recovered. This includes:
 
  • Vehicles recovered from accident or breakdown scenes
  • New or used cars being delivered to customers or dealerships
  • Classic, performance, or prestige vehicles in transit to showrooms or events

If you transport vehicles for a living—whether you a recovery operator, trade plate driver, or vehicle delivery specialist—then protecting the vehicles in your care during transit is essential. Our Vehicles in Transit Insurance is designed specifically for professionals like you, offering vital cover for the vehicles you move from point A to B, whether on a flatbed, trailer, or under their own power.

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Road Risk Insurance

Who Is This Cover For?

Our Vehicles in Transit cover is ideal for:

  • Recovery operators and breakdown services
  • Vehicle delivery and collection agents
  • Transport businesses using trailers, flatbeds, or car transporters
  • Motor traders collecting or delivering vehicles as part of their operation

Whether you’re part-time, full-time, or running a specialist transport company, if you move vehicles that aren’t yours, this policy is for you.

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What Does It Cover?

Policies can be tailored to your specific work and the types of vehicles you handle. Cover typically includes:
  • Theft or attempted theft of the vehicle while in transit
  • Accidental damage during loading, unloading, or transport
  • Fire damage
  • Damage caused in an accident, even if the vehicle isn’t under power
  • Cover for multiple vehicles per load (for transporter use)
  • Optional Goods in Transit cover for additional items or parts inside vehicles

Specialist options are also available for:

  • Prestige, classic, and high-value vehicles
  • Non-running or damaged vehicles
  • Cover up to 44T GVW in specialist markets
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Clarifying Road Risk vs. In-Transit Cover

It’s important to understand that most road risk insurance does not cover the vehicle’s value during transport—especially if you’re using a trailer or transporter. Without in-transit cover, any damage, loss, or theft during transport is your financial responsibility.
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Why Choose Our Vehicles in Transit Insurance?

  • Designed specifically for vehicle transport professionals
  • Flexible limits to match the value of vehicles you carry
  • Standalone policies or part of a combined motor trade insurance package
  • Options for home-based, mobile, and commercial premises operators
  • Competitive rates with monthly payment options

Transport with Confidence

Whether you’re delivering one car on trade plates or moving several vehicles on a transporter, Vehicles in Transit Insurance ensures you’re covered against the unexpected. Don’t let a mishap in transit put your business at risk—protect every journey with a policy tailored to your operation.

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Fast, Tailored, and Complete Insurance

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Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

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Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

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We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

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Simply fill in the form today and a member of our team will be in touch.

Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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