Request A Callback
Request A Callback
Request A Callback
Request A Quote
Motor Trade: 01271 349790
Motor Trade: info@crowthornemt.co.uk
01344 771626
info@crowthorne.co.uk
Request A Callback

From new builds to refurbishments, construction sites are high-risk environments. Contractors All Risk Insurance (CAR) is designed to safeguard builders, contractors, and developers from the unexpected—whether it’s on-site damage, theft, or liability.

Contact Us
About Us

What is Builders Insurance?

Builders Insurance is a type of tradesman policy specifically created for professionals in the building and construction industry. It provides cover for the common (and not-so-common) risks you face on-site, from accidents and injuries to property damage and stolen equipment.

Whether you’re handling domestic renovations or large-scale commercial builds, Builders Insurance gives you the financial protection and confidence to focus on the job—not the “what ifs.”

What does Builders Insurance cover?

Our policies are fully customisable to fit the needs of your business. Typical cover options include:

  • Public Liability Insurance – Protects you if a third party is injured or their property is damaged as a result of your work (e.g., falling debris or accidents on-site).
  • Employers’ Liability Insurance – A legal requirement if you employ staff, covering injury or illness claims from your employees.
  • Contract Works Insurance – Covers building work in progress against damage or theft before the project is completed.
  • Tools & Equipment Cover – Protects your tools—whether on-site, in your van, or at your storage unit—from theft, loss, or accidental damage.
  • Plant & Machinery Cover – Optional cover for owned or hired equipment like diggers, scaffolding, and cement mixers.
  • Van Insurance – Keep your business vehicle protected with specialist commercial van insurance.
  • Professional Indemnity Insurance – Useful if you offer design, project management, or consultation services.

We’ll help you pick and mix the right combination of covers to suit the scale and nature of your building work.

How do Builders Insurance claims work?

We keep the claims process as smooth as possible:

  1. Notify us – Report the incident as soon as it happens.
  2. Submit supporting details – This may include witness statements, images, or police reports (for theft).
  3. Assessment – Our experienced claims team reviews your case promptly.
  4. Resolution – Once approved, your payout or services are issued with minimal delay.

Our priority is getting you back to business with as little disruption as possible.

How much does Builders Insurance cost?

The cost of your policy depends on:

  • The size of your team or business
  • The nature and risk level of your building projects
  • The types and levels of cover you need

Every builder is different, which is why we offer bespoke quotes based on your exact requirements. Contact us today for a fast, tailored quote with competitive pricing and flexible cover options.

Request A Callback

Why I choose Builders Insurance with Crowthorne? (Satisfied Builder image on the side)

I shopped around. But here’s why I stuck with Crowthorne:

  • They actually understood what I do.
  • They didn’t try to sell me things I didn’t need.
  • The quote was fast, simple, and no-nonsense.
  • They’ve been doing this for over 25 years—so I knew I was in safe hands.
  • When I had to make a claim? They handled it, fast.

I’ve already recommended them to a few mates in the trade. If you’re a builder like me and want insurance that’s built around your business, give them a shout.

scaffold-1207389_1280
In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

Step 2
Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

Request A Callback

Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.
Testimonials

What Our Clients Say

Request A Callback
“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
From Our Blog

Latest Updates

How To Check A Property For Subsidence

How To Check A Property For Subsidence

Apr 10, 2025 12:34:30 PM 2 min read
How Much Does It Cost To Insure A Small Business?
Business Insurance

How Much Does It Cost To Insure A Small Business?

Mar 28, 2025 11:30:00 AM 2 min read
4 Things To Consider When Buying A House With Historical Subsidence
An insurer suggesting remedies for subsidence to an old couple
Home Insurance

4 Things To Consider When Buying A House With Historical Subsidence

Nov 22, 2024 11:00:00 AM 2 min read
Feel secure with the right cover in place.

Insurance That Won’t Break Your Bank.

Request A Callback
BIBA

Member of the British Insurance Brokers’ Association (BIBA)

We are proud to be a member of the British Insurance Brokers’ Association (BIBA), the UK’s leading trade association for insurance brokers. BIBA membership signifies our commitment to industry best practices, professional standards, and staying informed on the latest developments in the insurance sector.