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Protecting Tools, Machinery, and Essential Equipment

Running a motor trade business—whether you're a mechanic, vehicle restorer, or car dealer—means relying on expensive tools, machinery, and specialist equipment to keep things moving. A fire, theft, or other unexpected event could leave your business unable to operate. That’s where our Business Contents Insurance for Motor Traders steps in—giving you financial protection for the core items that keep your workshop or premises running.

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What Is Business Contents Insurance?

Business Contents Insurance protects the physical assets inside your premises—whether that’s a garage, workshop, unit, or home-based workspace. It covers against loss, theft, or damage to the items you rely on daily, including:
 
  • Hand tools and power tools
  • Diagnostics equipment
  • Vehicle lifts, compressors, jacks, and ramps
  • Office equipment (computers, phones, documents)
  • Workshop furnishings (benches, storage, lighting)
  • Parts, consumables, and small stock items
Whether you own or rent your workspace, this cover ensures you can replace or repair your equipment without facing devastating out-of-pocket costs.
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Who Is This Cover For?

This policy is suitable for a wide range of motor trade professionals, including:

  • Mechanics and mobile repairers
  • Bodyshops and paint facilities
  • Car sales businesses with on-site prep areas
  • MOT and diagnostics centres

If you rely on tools and equipment to do your job, you need contents insurance—even if you think your business is too small.

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What Does It Cover?

Policies are flexible and can be tailored to match the size of your operation. Standard features include:
  • Theft or attempted theft, including break-ins at your premises
  • Fire and smoke damage
  • Flood and storm damage
  • Accidental damage caused during use or by employees

Higher-value tools or specialist machinery may need to be itemised. Enhanced security measures like alarms or CCTV may be required depending on your declared value or location.

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Why Choose Our Contents Insurance?

  • Built for the motor trade industry—not generic commercial cover
  • Covers workshop tools, diagnostic tech, and specialist machinery
  • Suitable for home-based, unit-based, and mobile businesses
  • Flexible limits to reflect the actual value of your assets
  • Can be combined with road risk, liability, or vehicles at premises insurance
  • Competitive pricing with monthly payment options
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About Us

Don't Let One Incident Shut You Down

One theft or fire can cost thousands in lost tools and downtime. With Business Contents Insurance for Motor Traders, you can bounce back quickly—repairing, replacing, and continuing your operations with minimal disruption.
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In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

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Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

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Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.

Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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