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Motor Trade: 01271 349790
Motor Trade: info@crowthornemt.co.uk
01344 771626
info@crowthorne.co.uk
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What is this insurance for?

Pubs, restaurants, cafés, and takeaways all face unique challenges—be it fire hazards in the kitchen, accidents on the premises, or an unexpected loss of income. This specialist cover is built to handle those risks head-on.

Whether you run a late-night takeaway, a coffee shop, or a high-end bistro, we’ll tailor a policy to suit your business.

From bustling pubs and elegant restaurants to cosy cafés and busy takeaways, hospitality is a fast-paced industry where no two days—or risks—are ever the same. Our insurance is tailored to protect your venue, your team, and your customers so you can focus on service, not setbacks.

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Cafe

What does it cover?

Our insurance is flexible and customisable, so you only pay for the protection you need. Common cover options include:

  • Public Liability Insurance – For injury or property damage claims made by customers or third parties.
  • Employers’ Liability Insurance – A legal requirement if you employ staff, covering work-related injuries and illnesses.
  • Property Insurance – Protects your premises and its contents, including kitchen equipment, furniture, and stock.
  • Business Interruption Insurance – Covers income loss and extra costs if you’re forced to close due to an insured event.
  • Contents & Stock Cover – For perishables, alcohol, appliances, and more.
  • Loss of Licence Insurance – Helps cover your losses if your alcohol licence is unexpectedly revoked.
  • Goods in Transit Insurance – For any supplies or stock being moved between locations or suppliers.
  • Cyber Insurance – Protects against data breaches, online payment fraud, and cyberattacks.
  • Live Music & Events Extension – Optional cover for venues that host live music, entertainment nights, or private events. (Great for pubs and restaurants!)

Each business is different—we’ll work with you to build a policy that matches your opening hours, food service, and customer flow.

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How do claims work?

When something goes wrong, you want a process that’s quick and clear:

  1. Let us know – Contact us as soon as the issue occurs.
  2. Send supporting info – This might include CCTV, receipts, or incident reports.
  3. We assess it – Our expert team will review your claim promptly.
  4. Fast resolution – Once approved, your payment or support is issued without delay.

We make it a priority to minimise downtime and disruption to your business.

How much does it cost?

Your premium depends on:

  • The size and type of your business (pub, café, takeaway, etc.)
  • Services offered (alcohol, delivery, live events)
  • Opening hours and foot traffic
  • Staff numbers and equipment on-site
  • Level and type of cover required

We provide fast, tailored quotes that reflect your real needs—no guesswork, no unnecessary extras.

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Pub

What Our Customers Say

Running a hospitality business means spinning a lot of plates—but with Crowthorne, insurance was the easy part:

  • They took the time to understand my setup—even the delivery side of my takeaway.
  • I had a few complex needs, but they made the whole process simple.
  • The quote was clear, competitive, and easy to tweak.
  • No jargon, no pressure—just honest advice from people who get the trade.
  • When it came to making a claim, it was handled quickly and without fuss.

If you’re in hospitality and want insurance that actually fits how you operate, Crowthorne are the people to call.

In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

Step 2
Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.
Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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Member of the British Insurance Brokers’ Association (BIBA)

We are proud to be a member of the British Insurance Brokers’ Association (BIBA), the UK’s leading trade association for insurance brokers. BIBA membership signifies our commitment to industry best practices, professional standards, and staying informed on the latest developments in the insurance sector.