What is Painters & Decorators Insurance?
Painters & Decorators Insurance is a specialised tradesman policy created for professionals in the decorating and finishing industry. It provides cover for the everyday (and not-so-everyday) risks you face—like spills, falls, or stolen gear.
Whether you're tackling domestic projects or high-end commercial work, this cover gives you the protection and peace of mind to focus on what you do best—without worrying about the “what ifs.”
What does Painters & Decorators Insurance cover?
Our policies are fully flexible and built around how you work. Common cover options include:
- Public Liability Insurance – Covers you if a customer or third party is injured or their property is damaged (e.g., spilled paint, ladder accidents).
- Employers’ Liability Insurance – A legal must if you have staff, protecting against injury or illness claims.
- Contract Works Insurance – Covers work in progress if it’s damaged or stolen before the job is signed off.
- Tools & Equipment Cover – Protects your brushes, sprayers, ladders and more—on site, in your van, or in storage.
- Van Insurance – Keeps your decorating van protected with cover tailored to business use.
- Professional Indemnity Insurance – Handy if you offer colour consultation, design advice, or project management.
We’ll help you pick the right combination of cover to match the size and style of your work.
How do Painters & Decorators Insurance claims work?
We keep things simple and stress-free:
- Let us know – Report any issue as soon as it happens.
- Send the details – This might include photos, witness info, or police reports (for theft).
- We assess it – Our expert claims team gets straight on the case.
- Sorted fast – Once approved, we pay out or arrange replacements without unnecessary delays.
We know how important it is to keep you on the job and earning.
How much does Painters & Decorators Insurance cost?
What you pay depends on:
- The type of decorating you do
- Whether you work alone or with a team
- The levels and types of cover you select
No two decorators are alike. That’s why we provide personalised quotes built around your specific needs. Get in touch today for a fast, fair quote and flexible cover.
Why I chose Painters Insurance with Crowthorne
I’ve tried a few insurers over the years, but Crowthorne just got it right:
- They understood the kind of work I do—no explaining needed.
- The quote was clear, quick, and no pressure.
- I didn’t get sold extras I’d never use.
- They’ve been around for decades, and it shows.
- When my tools were stolen, they helped straight away.
I’ve already recommended them to other painters I know. If you want cover that actually fits your trade, they’re the ones to talk to.

Fast, Tailored, and Complete Insurance
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Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.
Tailored Insurance Review
Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.
Finalise Your Cover
Explore your options and select the policy that best matches your requirements and budget.

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Let’s Talk Insurance On Your Terms
We know insurance can feel complicated and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.
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Simply fill in the form today and a member of our team will be in touch.
“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
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“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
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“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
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“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
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