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From freshening up a home to restoring listed buildings, no two decorating jobs are the same—and neither are the risks. Our Painters & Decorators Insurance is designed to protect you, your tools, and your business from life’s unexpected splashes, whether you're working solo or managing a busy team.

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What is Painters & Decorators Insurance?

Painters & Decorators Insurance is a specialised tradesman policy created for professionals in the decorating and finishing industry. It provides cover for the everyday (and not-so-everyday) risks you face—like spills, falls, or stolen gear.

Whether you're tackling domestic projects or high-end commercial work, this cover gives you the protection and peace of mind to focus on what you do best—without worrying about the “what ifs.”

What does Painters & Decorators Insurance cover?

Our policies are fully flexible and built around how you work. Common cover options include:

  • Public Liability Insurance – Covers you if a customer or third party is injured or their property is damaged (e.g., spilled paint, ladder accidents).
  • Employers’ Liability Insurance – A legal must if you have staff, protecting against injury or illness claims.
  • Contract Works Insurance – Covers work in progress if it’s damaged or stolen before the job is signed off.
  • Tools & Equipment Cover – Protects your brushes, sprayers, ladders and more—on site, in your van, or in storage.
  • Van Insurance – Keeps your decorating van protected with cover tailored to business use.
  • Professional Indemnity Insurance – Handy if you offer colour consultation, design advice, or project management.

We’ll help you pick the right combination of cover to match the size and style of your work.

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How do Painters & Decorators Insurance claims work?

We keep things simple and stress-free:

  1. Let us know – Report any issue as soon as it happens.
  2. Send the details – This might include photos, witness info, or police reports (for theft).
  3. We assess it – Our expert claims team gets straight on the case.
  4. Sorted fast – Once approved, we pay out or arrange replacements without unnecessary delays.

We know how important it is to keep you on the job and earning.

How much does Painters & Decorators Insurance cost?

What you pay depends on:

  • The type of decorating you do
  • Whether you work alone or with a team
  • The levels and types of cover you select

No two decorators are alike. That’s why we provide personalised quotes built around your specific needs. Get in touch today for a fast, fair quote and flexible cover.

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Why I chose Painters Insurance with Crowthorne

I’ve tried a few insurers over the years, but Crowthorne just got it right:

  • They understood the kind of work I do—no explaining needed.
  • The quote was clear, quick, and no pressure.
  • I didn’t get sold extras I’d never use.
  • They’ve been around for decades, and it shows.
  • When my tools were stolen, they helped straight away.

I’ve already recommended them to other painters I know. If you want cover that actually fits your trade, they’re the ones to talk to.

Did-you-know-if-you-are-having-renovations-or-improvements-carried-out-on-your-home-without-telling-your-insurer-it-may-invalidate-your-policy
In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.

Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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