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What is Business Combined Insurance?

Business Combined Insurance is a flexible, all-in-one policy tailored to meet the needs of businesses across all sectors. It combines different covers into one convenient package, providing protection against a wide range of risks, from property damage and theft to business interruption and liability claims.

Every business faces a variety of risks—whether you’re running a small startup or managing a large operation. Business Combined Insurance is designed to offer comprehensive protection for your business by covering multiple risks under one convenient policy. Whether you’re managing stock, employees, or assets, this insurance helps keep your operation secure.

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What does Business Combined Insurance cover?

Every business has unique needs, which is why our Business Combined Insurance is fully customisable. Some of the cover options available include:

  • Public Liability Insurance – Covers your business if it causes damage to third-party property or injures someone while operating.
  • Employers’ Liability Insurance – A legal requirement for most businesses with employees, protecting against claims for injuries or illnesses sustained at work.
  • Property Insurance – Protects your physical business premises, including contents and stock, from fire, theft, or natural disasters.
  • Business Interruption Insurance – Covers lost income and increased costs if your business is forced to shut down or slow down due to a covered event.
  • Goods in Transit Insurance – Protects goods being transported by your business against theft, loss, or damage while on the move.
  • Professional Indemnity Insurance – Ideal for businesses offering advice, design, or consultancy services, protecting against legal costs from professional mistakes or omissions.
  • Cyber Insurance – Covers your business against the growing risk of data breaches, cyber-attacks, and online fraud.
  • Excess Layer Insurance – If your business needs higher liability limits, this cover extends your liability protection beyond your standard policy to safeguard large-scale projects or high-value risks.

With a tailored Business Combined Insurance policy, you get the flexibility to choose only the coverage that suits your needs.

How do Business Combined Insurance claims work?

Filing a claim with us is fast and hassle-free:

  • Contact us immediately – As soon as you experience an issue, let us know.
  • Submit necessary documentation – This may include photos, receipts, or incident reports, depending on the nature of the claim.
  • Assessment of your claim – Our expert claims team will quickly evaluate your case.
  • Claim resolution – Once approved, you’ll receive payment or support quickly so you can get back to business.

We understand the importance of keeping your business running smoothly, and we work to ensure your claims are resolved promptly.

How much does Business Combined Insurance cost?

The cost of Business Combined Insurance depends on:

  • The size and type of your business
  • The level of coverage you need (e.g., property value, liability limits)
  • The risks specific to your industry and operations

We offer tailored quotes based on your specific business needs, so you only pay for the cover that’s right for you. Contact us today for a quick, bespoke quote.

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Why I chose Business Combined Insurance with Crowthorne?

Running a business is unpredictable, but with Crowthorne, my insurance isn’t:

  • They understood exactly what my business needed—no more, no less.
  • The quote process was clear, fast, and hassle-free.
  • I could get everything I needed under one policy, which simplified everything.
  • They’ve been in business for years and have the experience to back it up.
  • When I needed to make a claim, they handled it quickly and with minimal disruption to my business.

If you want an insurance provider who gets your business, Crowthorne is the one to trust.

What Occupations Can We Cover?

We provide coverage for a wide range of business sectors and industries. Examples of occupations we can cover include (but are not limited to):

  • Retail businesses
  • Restaurants and hospitality
  • Offices and professional services
  • Trades and construction
  • Manufacturing and industrial
  • Technology and IT businesses
  • Health and beauty services
  • Transport and logistics
  • And many more...

If your business operates in a different sector, don’t hesitate to get in touch—we’re confident we can tailor the right coverage for you!

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Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

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Simply fill in the form today and a member of our team will be in touch.

Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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