What Needs to be Insured During a House Renovation?

By Crowthorne Insurance on May 21, 2026 11:00:00 AM

House under renovation representing insurance for renovating a house and protection during building work.

Renovating a home is equal parts exciting and scary. You have the opportunity to add value and beauty to your property, but there's a lot that can go wrong. What's more, many homeowners do not realise that once renovation work begins, their existing home insurance may no longer provid …

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Topics: Home Insurance

Are Test Drives Covered Under Motor Trade Insurance?

By Crowthorne Insurance on May 14, 2026 11:00:00 AM

Customer test driving a vehicle demonstrating insurance for a test drive and motor trade insurance coverage.

Test drives are a routine part of selling vehicles, but many motor traders are unsure whether their insurance policy actually covers them.

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Traders Insurance Payments: Can I Pay my Insurance by Instalments?

By Crowthorne Insurance on May 7, 2026 11:00:00 AM

Vehicle trader reviewing documents representing trader motor insurance payment options and instalment plans.

In an uncertain economy, cash flow is a key concern for businesses of all shapes and sizes. As such, even small motor traders may wonder whether traders' insurance payment has to be made in one large upfront sum, or if spreading the cost through instalments is an option.

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Cob House Insurance: Why Use Specialised Brokers Instead of Comparison Sites?

By Crowthorne Insurance on Apr 30, 2026 11:00:00 AM

Traditional cob house representing the need for specialist cob house insurance and tailored coverage solutions.

Cob houses are a distinctive part of the UK’s architectural heritage, but insuring them can be more complex than insuring a standard property. Built using natural materials such as clay, sand, straw, and lime, these properties offer an abundance of charm and character. They're also ex …

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Topics: Home Insurance

Timber Framed House Insurance: Common Pitfalls and How to Avoid Underinsurance

By Crowthorne Insurance on Apr 23, 2026 11:00:00 AM

Timber-framed house exterior representing timber-framed house insurance and residential property protection considerations.

Their energy efficiency, fast construction times and inherent sustainability make timber-framed homes a popular construction method across the UK. From modern self-builds to older properties with timber elements, it's unsurprising that many UK homes (including over 90% of homes in Sco …

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Why The Construction Method Of Your Timber Frame House Matters To Insurers?

By Crowthorne Insurance on Apr 16, 2026 11:00:00 AM

Timber frame house under construction showing construction of timber frame houses and structural framework for residential property.

Timber frame construction is a popular and well-established building method in the UK, used in over 20% of British homes. Despite its many advantages, insurers often treat timber frame properties as non-standard risks when compared to traditional brick-and-mortar construction.

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Flood Zones and Insurance: What Homeowners Need To Know?

By Crowthorne Insurance on Apr 9, 2026 11:00:00 AM

Flooded residential street showing impact of flooding and importance of flood zone insurance for homeowners.

Flooding is one of the most significant and potentially costly risks faced by UK homeowners. With changing weather patterns and increased development near rivers and coastlines, insurers now place far greater emphasis on flood risk when assessing properties. If your home is in or near …

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Topics: Home Insurance

What Does Motor Trade Insurance Cover & What’s Excluded?

By Crowthorne Insurance on Mar 10, 2026 10:00:00 AM

An auto repairman receiving the car keys from a couple in his workshop, who know what motor trade insurance covers.

If your business involves vehicle sales, repairs, servicing or valeting, understanding motor trade insurance cover is essential to know your risk. Cover varies depending on the policy structure and the way your business operates. With so many policies available, it can be a challenge …

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How To Set Up A Car Dealership At Home

By Crowthorne Insurance on Mar 3, 2026 10:00:00 AM

A woman behind the desk at a car dealership who has learnt how to set up a car dealership at home.

In the post-COVID era, many people are working and running their own businesses from home, but this isn't limited to businesses whose only overheads are a laptop and a home office setup.

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5 Benefits Of Becoming A Part-Time Motor Trader

By Crowthorne Insurance on Feb 24, 2026 10:00:00 AM

A young couple buying a new car at a car dealership with a man who has become a part-time motor trader.

Becoming a part-time motor trader is a popular option for people who want to operate a small-scale vehicle trading business without the huge overheads that come with running a dealership.

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