Why The Construction Method Of Your Timber Frame House Matters To Insurers?

By Crowthorne Insurance on Apr 16, 2026 11:00:00 AM

Timber frame house under construction showing construction of timber frame houses and structural framework for residential property.

Timber frame construction is a popular and well-established building method in the UK, used in over 20% of British homes. Despite its many advantages, insurers often treat timber frame properties as non-standard risks when compared to traditional brick-and-mortar construction.

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Flood Zones and Insurance: What Homeowners Need To Know?

By Crowthorne Insurance on Apr 9, 2026 11:00:00 AM

Flooded residential street showing impact of flooding and importance of flood zone insurance for homeowners.

Flooding is one of the most significant and potentially costly risks faced by UK homeowners. With changing weather patterns and increased development near rivers and coastlines, insurers now place far greater emphasis on flood risk when assessing properties. If your home is in or near …

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Topics: Home Insurance

What Does Motor Trade Insurance Cover & What’s Excluded?

By Crowthorne Insurance on Mar 10, 2026 10:00:00 AM

An auto repairman receiving the car keys from a couple in his workshop, who know what motor trade insurance covers.

If your business involves vehicle sales, repairs, servicing or valeting, understanding motor trade insurance cover is essential to know your risk. Cover varies depending on the policy structure and the way your business operates. With so many policies available, it can be a challenge …

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How To Set Up A Car Dealership At Home

By Crowthorne Insurance on Mar 3, 2026 10:00:00 AM

A woman behind the desk at a car dealership who has learnt how to set up a car dealership at home.

In the post-COVID era, many people are working and running their own businesses from home, but this isn't limited to businesses whose only overheads are a laptop and a home office setup.

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5 Benefits Of Becoming A Part-Time Motor Trader

By Crowthorne Insurance on Feb 24, 2026 10:00:00 AM

A young couple buying a new car at a car dealership with a man who has become a part-time motor trader.

Becoming a part-time motor trader is a popular option for people who want to operate a small-scale vehicle trading business without the huge overheads that come with running a dealership.

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Can You Get A Motor Trade Policy with Criminal Convictions?

By Crowthorne Insurance on Feb 17, 2026 10:00:00 AM

A motor trade broker and a client shaking hands in a car dealership, representing the process of securing motor trade insurance with criminal convictions.

Having a criminal conviction can make insurance more complicated. Nonetheless, yesterday's mistakes don't have to keep you from tomorrow's business success in the motor trade.

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Motor Trade Cover Explained: Does Drunk Driving Invalidate Insurance?

By Crowthorne Insurance on Feb 10, 2026 10:00:00 AM

A man slumped over a car steering wheel holding a beer bottle, illustrating the dangers of drink-driving and its impact on motor trade insurance.

For anyone working in the motor trade, handling vehicles carries a great deal of responsibility. What happens if a named driver on your policy is found to be over the alcohol limit? Does drunk driving invalidate insurance?

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What To Look For In Motor Trade Insurance Companies Before You Buy

By Crowthorne Insurance on Feb 3, 2026 10:00:00 AM

A man working in a motor trade company handing out papers that need to be signed to future customers.

Choosing the right motor trade insurance company can feel daunting, especially with so many options across the UK market. Whether you’re a full-time car dealer, part-time mechanic or mobile valeter, finding the right policy is vital to protect your vehicles, staff and livelihood.

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What Is Motor Trade Insurance: A Complete Beginner’s Guide

By Crowthorne Insurance on Jan 29, 2026 10:00:00 AM

Car keys being handed over during a motor trade insurance transaction.

Whether you buy, sell, repair, or move vehicles as part of your business operations, having the right insurance in place is vital. Motor trade insurance is not necessarily a legal requirement. Nonetheless, it protects businesses and individuals involved in any aspect of the motor trad …

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Understanding Home Insurance Subsidence Cover: Essential For Older Properties

By Crowthorne Insurance on Jan 27, 2026 10:00:01 AM

Hands protecting a model house representing home insurance subsidence cover.

Older homes often have character, charm, and a sense of identity that newer properties may lack. However, their age also makes them vulnerable to greater structural risk. One of the most significant of these is subsidence. As buildings get older, foundations and materials can weaken, …

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