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Motor Trade: 01271 349790
Motor Trade: info@crowthornemt.co.uk
01344 771626
info@crowthorne.co.uk
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Whether you operate from a dedicated garage or run your mobile mechanic business from home, protecting the vehicles in your care while on the road is paramount. Our Mechanic Insurance provides the essential coverage you need for activities like collecting and delivering customer vehicles, road testing after repairs, and transporting vehicles between locations or to salvage yards. Specifically designed for the unique risks faced by mechanics
when vehicles are in their possession and in transit, our flexible policies ensure a wide range of vehicles, from everyday cars and vans to specialist models, are protected.

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Understanding Mechanic Insurance

At its core, Mechanic Insurance is a vital policy safeguarding businesses and individuals involved in repairing, servicing, and maintaining vehicles, regardless of your operational setup. A key component of this insurance is road risk coverage, which protects customer vehicles and your own business vehicles when driven on public roads for business purposes. This includes collecting vehicles from customers, facilitating essential road tests after repairs, efficiently moving vehicles between your workshop and storage, and delivering repaired vehicles back to customers or transporting them for other business needs. This fundamental coverage addresses the inherent risks of having vehicles in your care on the move.

Who Can Drive Vehicles Under Your Policy?

Ensuring the safety of vehicles in your care and maintaining your Mechanic Insurance coverage requires responsible drivers. Generally, acceptable drivers under our policies meet the following minimum criteria:

  • Licence Duration: Hold a full UK driving licence (or equivalent) for more than 2 years.
  • Age: While we can consider drivers over 21, many of our Mechanic Insurance policies offer more favourable rates for drivers aged 25 and over.
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What Are The Cover Options?

Our Mechanic Insurance primarily offers Named Driver Road Risk Insurance, providing essential protection for vehicles driven by your specified individuals during your business activities. This crucial road risk element is available with flexible levels of cover to suit your specific needs and budget:

Comprehensive

Offers the broadest protection, covering damage to the vehicles in your care and third-party property.

Third-Party, Fire and Theft

Protects against damage to third-party property, as well as loss or damage to the vehicles in your care due to fire or theft.

Third-Party Only

Provides the minimum legal requirement, covering damage or injury caused to others by the vehicles you are operating.

Covering Diverse Vehicles Under Your Care

We understand that mechanics often work on a wide variety of vehicles. Our Mechanic Insurance normally covers numerous specialist vehicles, including:

  • Japanese Imports and Other Imports
  • Modified Vehicles
  • Campervans
  • Sports and Prestige Cars
  • Classic Cars
  • and many other unique vehicle types you might service or transport.

Protection During Road Tests

For added security during essential road tests conducted after repairs, our policy provides coverage while you or your employees are operating customer vehicles for diagnostic or quality assurance purposes.

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Complete Protection for Your Business

Beyond the essential road risk coverage, Crowthorne Insurance offers additional policies to provide comprehensive protection for your mechanic business:

  • Motor Trade Liability Insurance: Protects your business against claims from third parties for injury or property damage that might occur at your premises or due to your work.
  • Tools and Equipment Insurance: Safeguards your essential tools and equipment against theft or damage.

Our goal is to deliver a tailored Mechanic Insurance solution that comprehensively addresses the unique needs of your mechanic business, from ensuring essential road risk coverage for your drivers and specialized protection for the diverse vehicles in your care to providing crucial liability and business safeguarding.

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In Just Three Steps

Fast, Tailored, and Complete Insurance

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Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

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Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

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Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

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Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

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Simply fill in the form today and a member of our team will be in touch.
Testimonials

What Our Clients Say

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“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
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Member of the British Insurance Brokers’ Association (BIBA)

We are proud to be a member of the British Insurance Brokers’ Association (BIBA), the UK’s leading trade association for insurance brokers. BIBA membership signifies our commitment to industry best practices, professional standards, and staying informed on the latest developments in the insurance sector.