Request A Callback
Request A Callback
Request A Callback
Request A Quote
Motor Trade: 01271 349790
Motor Trade: info@crowthornemt.co.uk
01344 771626
info@crowthorne.co.uk
Request A Callback

Specialist Insurance for Historic and Listed Properties Across the UK

Owning a Grade II listed home is a privilege — but it also comes with unique responsibilities and risks. From heritage building materials to restoration restrictions, listed homes need more than a standard home insurance policy. That’s where we come in.

At Crowthorne Insurance Services, we specialise in protecting listed and historic properties, ensuring you have the right level of cover for your building’s age, character, and value. Whether you live in your listed home, let it out, or maintain it as part of an investment portfolio, we’ll tailor a policy that truly reflects its uniqueness.

Contact Us
storychief-generated-2025-11-11_09-33-34

What is Listed Home Insurance?

storychief-generated-2025-11-11_09-29-36

Listed building insurance is a specialist type of property insurance designed for homes recognised by Historic England, Cadw, or Historic Environment Scotland as having architectural or historical importance.

These buildings often require specific materials, methods, and approvals for repair or restoration — meaning that a standard home insurance policy may not provide enough protection or may even exclude cover entirely.

Request A Callback

Our Grade II Listed Home Insurance covers:

Full or partial rebuild costs using like-for-like materials

Specialist restoration and repair following damage

Historic architectural features such as stonework, beams, or sash windows

Both buildings and contents protection

Optional cover for liability, legal expenses, and alternative accommodation

Why Listed Buildings Need Specialist Insurance

Listed properties are often more expensive and complex to repair due to their age, construction, and legal restrictions on modifications. This can make them harder to insure through mainstream providers.

Common issues include:

  • Restrictions on materials – repairs must use authentic or approved methods
  • Higher rebuild costs – traditional craftsmanship and materials are costly
  • Delays in repair – listed status can mean lengthy consent processes
  • Increased risk of damage from fire, water ingress, or subsidence
  • Difficulty finding like-for-like replacements for original features

Our specialist insurers understand these challenges — and ensure you’re protected against them.

storychief-generated-2025-11-11_09-31-49

What Does Grade II Listed Home Insurance Cover?

Your policy can include all the essentials of traditional home insurance, but with tailored protection for historic buildings:

Buildings Insurance

Covers the cost of repairing or rebuilding your listed property following fire, flood, storm, escape of water, or other insured events.
Includes cover for:

  • Listed architectural features (walls, beams, roofs, windows, stonework)
  • Restoration using original or specialist materials
  • Outbuildings, annexes, and boundary walls

Contents Insurance

Protects your belongings inside the property, including antique furniture, artwork, and valuables.
Optional worldwide cover is available for personal possessions.

Accidental Damage Cover

Optional protection for everyday mishaps such as damaged flooring, spilt paint, or cracked glass in original windows.

Legal Expenses Cover

Covers costs related to property disputes, boundary issues, or faulty workmanship claims.

Alternative Accommodation

Pays for temporary housing if your listed property becomes uninhabitable following an insured event.

Public or Property Owners’ Liability

For landlords or property owners, this covers injury or damage claims made by tenants or visitors.

Request A Callback

What Our Customers Say

"Other insurers said no—Crowthorne said yes."
I struggled to get cover for my listed cottage with a thatched roof. Other companies either refused or quoted astronomical prices. Crowthorne understood the risks and worked with me to get fair, realistic cover. The service was personal and straight to the point—exactly what I needed.

Who Is This Cover For?

Our listed home insurance is designed for:

  • Owners of Grade II and Grade II* properties
  • Homeowners living in heritage or conservation area homes
  • Landlords or investors letting out listed properties
  • Trusts or estates managing historic properties
  • Barn conversions or period homes that have gained listed status

We can also provide cover for unoccupied listed buildings awaiting renovation or sale.

Listed Building Insurance for Landlords & Property Owners

If you rent out your listed property, you’ll need Property Owners Insurance that includes cover for listed status.
We provide:

  • Buildings & landlord contents insurance
  • Loss of rent following damage
  • Property owners’ liability protection
  • Extended unoccupancy or renovation cover

Our team can arrange specialist cover whether you own a single rental or a portfolio of heritage properties.

Request A Callback
storychief-generated-2025-11-11_09-32-52

Why Choose Crowthorne for Listed Home Insurance?

  • Specialist expertise in listed, historic, and period property insurance
  • Access to niche insurers who understand heritage homes
  • Tailored quotes reflecting rebuild costs and conservation requirements
  • Competitive premiums without compromising on cover
  • Support from start to finish — from quote to claim

We’ve helped countless listed property owners find fair, comprehensive insurance where other providers said “no.”

In Just Three Steps

Fast, Tailored, and Complete Insurance

Step 1

Quick Contact

Your time matters. Speak directly with an expert in under 30 seconds—no holding, no hassle.

Step 1
Step 2

Tailored Insurance Review

Every risk and budget is unique. We’ll assess your needs and design a policy that fits—at a competitive price.

Step 2
Step 3

Finalise Your Cover

Explore your options and select the policy that best matches your requirements and budget.

Step 3
Independent Insurance Broker

Independent Insurance Broker

UK-Based

UK Based Support

Tailored-Quotes

Tailored Quotes

FCA regulated and Trusted

FCA Regulated & Trusted

Request A Callback

Let’s Talk Insurance On Your Terms

We know insurance can feel complicated  and the last thing you want is to be stuck on hold or passed around a call centre. At Crowthorne Insurance Services, we do things differently.

  Guaranteed callback within 30 mins

  Honest advice from our experts

  Insurance that is tailored to you

Simply fill in the form today and a member of our team will be in touch.
Testimonials

What Our Clients Say

Request A Callback
“Crowthorne Insurance were very useful for when I needed 28 day chassis insurance on my unregistered classic Japanese import car in order to drive it to and from an MOT for its registration. Quick replies and no fuss. The price was high considering it was only for 28 days but I guess not unusual for that kind of specialist insurance. Would use again in the future!”
Beth L
“Contact with the Cowthorne team is a pleasurable experience - they are always helpful, efficient and will search the market for the best policy.”
Peter Foister
“Went there for my Car insurance. Got a great deal better than on line and other shops. Boss was a very nice chap and the man that served me Neil ,was very helpful.and sorted me out a great deal. Yes i can recommend this company. Hope i can say the same next year when i get the renew price. If they play there cards right they may get my house and other car and holiday insurance. Thanks Crowthorne insurance.”
Ray Thorpe
“I used Crowthorne Insurance recently as a new driver, and they really helped me out. They are always friendly and polite, never kept me waiting long over the phone or e-mail, and were always happy to answer any questions I had.I had a particularly good experience talking to Jack, who went above and beyond to get me a policy which wasn't prohibitively expensive at a time when the insurance market is particularly harsh to new drivers. It would not be an exaggeration to say that thanks to his efforts, I've saved thousands of pounds.I highly recommend this company and look forward to working with them again when it's time to renew. Thanks guys!”
James Lill
“I've been using Crowthorne insurance Ltd for quite a few years now. Never had any issues or problems. The staff are very friendly and professional. I highly recommend giving them a try.”
Richard Reynolds
“Very helpful and straightforward company to deal with . Thank you .”
Moira Scott
“I have been using Crowthorne insurance for years. I would highly recommend them. the staff are friendly and very helpful. on the occasions I have had issues or need changes they have been most helpful and speedy to resolve the problems. They now handle my whole family's insurance needs all 4 generations.Great job guy thank you”
Ian Howlett
“I have continued to use Crowthorne Insurance Services for many years now. The staff are always very accommodating to my ever changing vehicles and personnel.I would thoroughly recommend Paul and his team .”
Mark Bullen
“Outstanding service provided from Crowthorne Insurance from start to finish, highly professional service will definitely be using them for years to come!!”
Samuel Coombes
From Our Blog

Latest Updates

Why Vehicle Delivery Insurance Is Essential For Trade
A trade plate vehicle with loaded vehicles on the motorway on a sunny day.
Motor Trade Insurance

Why Vehicle Delivery Insurance Is Essential For Trade

Nov 12, 2025 10:00:00 AM 2 min read
Applying For Motor Trade Insurance: How Much Does Your Financial Past Matter?
A client discussing their policy option with a specialist insurance broker.
Bad Credit History

Applying For Motor Trade Insurance: How Much Does Your Financial Past Matter?

Nov 7, 2025 10:00:00 AM 2 min read
Non-Standard Vs Standard Homes: Know The Difference
A couple standing in front of a non-standard house on a sunny day.
Home Insurance

Non-Standard Vs Standard Homes: Know The Difference

Oct 24, 2025 10:00:00 AM 2 min read
Feel secure with the right cover in place.

Insurance That Won’t Break Your Bank.

Request A Callback
BIBA

Member of the British Insurance Brokers’ Association (BIBA)

We are proud to be a member of the British Insurance Brokers’ Association (BIBA), the UK’s leading trade association for insurance brokers. BIBA membership signifies our commitment to industry best practices, professional standards, and staying informed on the latest developments in the insurance sector.