Non-Standard Vs Standard Homes: Know The Difference
By Crowthorne Insurance on Oct 24, 2025 10:00:00 AM
Your house is your home, your investment, and an island of stability in an increasingly uncertain world. As such, you know how important it is to protect. While your insurance policy is a huge part of this, things get complicated when it comes to non-standard homes. Here, we'll take a …
Is Your Property Non-Standard? Insurance Impacts Explained
By Crowthorne Insurance on Oct 10, 2025 10:00:00 AM
A non-standard home is any home that uses non-standard materials in any part of its construction. Often this is visible at first glance. Often it is not. It's possible that you could be living in, or attempting to purchase a home with non-standard construction and not even know it. In …
Flood Risk House Insurance: How To Get The Right Insurance
By Crowthorne Insurance on Oct 3, 2025 10:00:00 AM
With climate change comes a rise in the levels of rivers and seas. This, in turn, means an increased flood risk for much of the UK. A national assessment of floods and coastal erosion in mainland Britain last year revealed a substantial rise in flood risk across the nation. The areas …
4 Things To Consider When Buying A House With Historical Subsidence
By Crowthorne Insurance on Nov 22, 2024 11:00:00 AM
Whether you are a first-time buyer or are looking to extend your property portfolio, a house with subsidence can cause problems if not carefully considered. Subsidence that is mild when you first buy your home can then worsen beyond your control with time. So what should you keep in m …
Top Tips On How To Choose The Best Insurance Company For Subsidence
By Crowthorne Insurance on Jan 16, 2020 12:00:00 AM
One of the most serious issues any homeowner can experience with their property is subsidence. This involves the sudden or gradual downward sinking of the ground underneath a property. Subsidence is not only damaging to your home but can also cause significant structural issues. To st …
Did You Know That If You Are Having Renovations Or Improvements Carried Out On Your Home Without Telling Your Insurer It May Invalidate Your Policy?
By Crowthorne Insurance on Jan 15, 2020 12:00:00 AM
Generally speaking, most household insurers will need to know if you are having any building works carried out to your property. Dependant on the type of work being done and the costs involved your insurer may impose special terms, restrict cover or even refuse to cover the property w …
How Much Flood Insurance Do I Need & What Are The Options?
By Crowthorne Insurance on Dec 20, 2019 12:00:00 AM
Whether you’ve invested in a family home or have purchased a property to let, it’s crucial that you have the necessary insurance for all eventualities. Flooding is an issue that people have been hearing more and more about in recent times and it can cause significant damage to your ho …
Do You Have To Buy Flood Insurance?
By Crowthorne Insurance on Dec 16, 2019 12:00:00 AM
Climate change, new-build properties located on flood plains, alterations to run-off patterns and various features of the build environment combined mean that flooding is now more of a risk to many properties than it has been previously. A key consideration for homeowners is to ensure …
House Insurance For Subsidence Properties – What’s Covered?
By Crowthorne Insurance on Nov 28, 2019 12:00:00 AM
Subsidence is a serious issue. In fact, it’s one of the most serious issues you can encounter with your home. Not only is subsidence itself potentially highly damaging, but it can also lead to multiple other structural problems with your property. This means it’s essential you choose …
3 Ways You Can Protect Your House From Subsidence
By Crowthorne Insurance on Oct 7, 2019 12:00:00 AM
House insurance for subsidence properties does exist, and we offer competitive rates at Crowthorne Insurance, but no homeowner wants to be in the position of actually needing house insurance subsidence cover. So, what can you do to make sure that subsidence doesn’t become an issue for …
