The Hidden Risks Of Flat Roofs: Why Water Management Is Key To Your Insurance?
By Crowthorne Insurance on Jun 11, 2026 11:00:00 AM
In the world of underwriting, flat roofs are frequently categorised as a non-standard risk. This isn't necessarily because the materials are poor, but because of how the roof handles rainfall and drainage. Specifically, the way water moves, or doesn't move, off the surface can be the …
5 Insurance Challenges Unique to Grade 2 Listed Properties
By Crowthorne Insurance on Jun 4, 2026 11:00:00 AM
Making up over 90% of the UK’s listed buildings, grade 2 listed properties are an important part of the nation’s architectural heritage. Owning one can be immensely rewarding, but it also comes with responsibilities that directly affect how the property is insured. Standard home insur …
Road Risk Insurance: Are You Legally Covered When Driving Customers' Cars?
By Crowthorne Insurance on May 28, 2026 11:00:01 AM
For motor traders and mechanics providing roadside assistance, driving vehicles they don't own is part of everyday business. Whether collecting a customer’s car, test driving a repaired vehicle, moving stock, or delivering a vehicle after sale, you must be properly insured to do so le …
What Needs to be Insured During a House Renovation?
By Crowthorne Insurance on May 21, 2026 11:00:00 AM
Renovating a home is equal parts exciting and scary. You have the opportunity to add value and beauty to your property, but there's a lot that can go wrong. What's more, many homeowners do not realise that once renovation work begins, their existing home insurance may no longer provid …
Are Test Drives Covered Under Motor Trade Insurance?
By Crowthorne Insurance on May 14, 2026 11:00:00 AM
Test drives are a routine part of selling vehicles, but many motor traders are unsure whether their insurance policy actually covers them.
Traders Insurance Payments: Can I Pay my Insurance by Instalments?
By Crowthorne Insurance on May 7, 2026 11:00:00 AM
In an uncertain economy, cash flow is a key concern for businesses of all shapes and sizes. As such, even small motor traders may wonder whether traders' insurance payment has to be made in one large upfront sum, or if spreading the cost through instalments is an option.
Cob House Insurance: Why Use Specialised Brokers Instead of Comparison Sites?
By Crowthorne Insurance on Apr 30, 2026 11:00:00 AM
Cob houses are a distinctive part of the UK’s architectural heritage, but insuring them can be more complex than insuring a standard property. Built using natural materials such as clay, sand, straw, and lime, these properties offer an abundance of charm and character. They're also ex …
Timber Framed House Insurance: Common Pitfalls and How to Avoid Underinsurance
By Crowthorne Insurance on Apr 23, 2026 11:00:00 AM
Their energy efficiency, fast construction times and inherent sustainability make timber-framed homes a popular construction method across the UK. From modern self-builds to older properties with timber elements, it's unsurprising that many UK homes (including over 90% of homes in Sco …
Why The Construction Method Of Your Timber Frame House Matters To Insurers?
By Crowthorne Insurance on Apr 16, 2026 11:00:00 AM
Timber frame construction is a popular and well-established building method in the UK, used in over 20% of British homes. Despite its many advantages, insurers often treat timber frame properties as non-standard risks when compared to traditional brick-and-mortar construction.
Flood Zones and Insurance: What Homeowners Need To Know?
By Crowthorne Insurance on Apr 9, 2026 11:00:00 AM
Flooding is one of the most significant and potentially costly risks faced by UK homeowners. With changing weather patterns and increased development near rivers and coastlines, insurers now place far greater emphasis on flood risk when assessing properties. If your home is in or near …
