Why Leaving Your Property Empty Could Void Your Policy?
By Crowthorne Insurance on Jul 30, 2026, 11:00:01 AM
Most homeowners assume that as long as their premiums are paid, their building is protected. However, standard home insurance is designed for lived-in properties. Once a home becomes empty for an extended period, the unoccupancy period clause in your policy wording kicks in.
Public Liability Insurance For Retailers: Why You Need Cover?
By Crowthorne Insurance on Jul 23, 2026, 11:00:00 AM
When you run a shop, customers, deliveries and staff are constantly moving through your premises. In the fast-paced world of UK retail, success depends on footfall. However, every customer who walks through your door represents a potential risk to your livelihood. Whether you run a sm …
Working With Heat - Liability Risk & Insurance Questions
By Crowthorne Insurance on Jul 16, 2026, 11:00:01 AM
C onstruction professionals working with heat-producing equipment face unique liability risks that require specialist heat work liability insurance protection to safeguard their business operations.
The Real Cost Of Cheap Insurance For Motor Trade
By Crowthorne Insurance on Jul 9, 2026, 11:00:01 AM
Whether you’re flipping ten cars a year or running a busy independent garage, cash flow is the lifeblood of your business. When your insurance renewal time rolls around, it’s incredibly tempting to scan the results of a comparison site and click on the lowest premium you can find.
Travel with Confidence: Comprehensive Travel Insurance That Covers Pre-Existing Conditions
By Crowthorne Insurance on Jul 9, 2026, 11:00:00 AM
D iscover how comprehensive travel insurance can protect your journey even when you have pre-existing medical conditions, ensuring peace of mind and financial security wherever you go.
How Motor Traders Accidentally Outgrow Their Insurance?
By Crowthorne Insurance on Jul 2, 2026, 11:00:01 AM
Many traders start small and gradually expand their operations, whether that means moving into premises, increasing stock, or taking on staff.
Who Is Responsible If Something Goes Wrong During Your House Renovation?
By Crowthorne Insurance on Jun 25, 2026, 11:00:02 AM
Planning a home renovation involves multiple stages, from design through to construction. It’s an exciting time for any property owner, but it’s also a period of significant financial risk.
How Much Should You Insure Your Home Renovation For?
By Crowthorne Insurance on Jun 18, 2026, 11:00:02 AM
Planning a home renovation involves multiple decisions, from design through to construction. However, before the first brick is laid, there is one critical question you must answer: how much is this project actually worth in the eyes of an insurer?
The Hidden Risks Of Flat Roofs: Why Water Management Is Key To Your Insurance?
By Crowthorne Insurance on Jun 11, 2026, 11:00:00 AM
In the world of underwriting, flat roofs are frequently categorised as a non-standard risk. This isn't necessarily because the materials are poor, but because of how the roof handles rainfall and drainage. Specifically, the way water moves, or doesn't move, off the surface can be the …
5 Insurance Challenges Unique to Grade 2 Listed Properties
By Crowthorne Insurance on Jun 4, 2026, 11:00:00 AM
Making up over 90% of the UK’s listed buildings, grade 2 listed properties are an important part of the nation’s architectural heritage. Owning one can be immensely rewarding, but it also comes with responsibilities that directly affect how the property is insured. Standard home insur …
