Top 7 Reasons Insurance Claims Get Rejected In The UK

By Crowthorne Insurance on Sep 10, 2026, 11:00:03 AM

Insurance adviser explaining rejected insurance claims to a concerned policyholder reviewing claim documents.

Insurance is there to protect you, but insurance claims don’t always get paid. Often, it comes down to small mistakes or misunderstandings that can easily be avoided. Here are seven of the most common reasons claims are rejected:

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Topics: Home Insurance

What Happens Before A Vehicle Is Added To The MID?

By Crowthorne Insurance on Sep 3, 2026, 11:00:00 AM

Person completing a digital insurance form beside a vehicle before MID Motor Trade database records are updated.

When you buy a vehicle for your stock, there is often a short gap before it appears on the Motor Insurance Database (MID). During this time, many traders are unsure whether they are fully covered. Many motor trade policies include cover from the point of acquisition, but this depends …

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Non-Standard Materials in Self-Build Homes: Why They Don’t Have to Mean Expensive Insurance

By James Scott on Sep 3, 2026, 11:00:00 AM

Modular home unit being lifted into place by a crane during a self-build project, with construction workers overseeing installation on site.

Building your own home is an exciting opportunity to create something unique. Whether you're designing a modern architectural home or simply trying to keep your project within budget, self-builders often explore alternative construction methods and materials.

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I Think I'm Underinsured, What Do I Do?

By Crowthorne Insurance on Aug 27, 2026, 11:00:00 AM

A business owner reviews insurance documents and calculates coverage costs, highlighting concerns about being underinsured and the importance of adequate Motor Trade Insurance protection.

Discovering you lack adequate insurance coverage can be alarming, but taking prompt action to assess your risks and secure appropriate protection can safeguard your financial future and provide essential peace of mind.

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Car Values In 2026: How the Second-Hand Car Market Has Reacted?

By James Scott on Aug 20, 2026, 11:00:00 AM

A used car dealership showcases vehicles for sale, reflecting trends and pricing changes in the Second-Hand Car Market during 2026.

Introduction The second-hand car market has experienced significant changes over the past few years. From the global pandemic and supply chain disruptions to rising living costs and evolving technology, car values have fluctuated dramatically. As we move through 2026, the used car mar …

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The True Cost To Rebuild Your Home, And Why Your Insurance Depends On It

By Crowthorne Insurance on Aug 20, 2026, 11:00:00 AM

Detailed cutaway illustration of a house revealing its structural timber frame, roof trusses, foundations, and internal layout, representing the key elements that determine a home's rebuild cost.

Understanding rebuild costs is essential to ensure your home insurance provides adequate protection against the financial burden of complete property reconstruction.

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Topics: Home Insurance

Motor Trading: From Part-Time To Full-Time

By Crowthorne Insurance on Aug 13, 2026, 11:00:00 AM

Customer discussing vehicle sales with a dealer, illustrating motor trade insurance part-time for businesses growing from part-time to full-time trading.

Many motor traders start part-time, buying and selling a few vehicles from home to generate extra income. This part-time motor trade lifestyle offers flexibility and a chance to learn the ropes without heavy overheads. However, there often comes a point where the ‘side hustle’ starts …

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Public Liability Vs. Personal Accident: Which Does Your Small Trade Business Actually Need?

By Crowthorne Insurance on Aug 13, 2026, 11:00:00 AM

Car keys and insurance documents illustrating public liability and personal accident insurance cover for small trade businesses.

If you run a small trade business, whether as a builder, electrician, plumber, decorator or mechanic, you are managing customers, vehicles and physical work every day. In the rush to get vehicles back on the road, it is easy to overlook the specific nuances of your insurance policy.

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Renovating Your Home? Make Sure Your Insurance Covers The Renovation Work

By Crowthorne Insurance on Aug 13, 2026, 11:00:00 AM

Homeowner carefully reviewing an insurance document inside a property undergoing renovation work, with exposed brick walls and a ladder visible in the background.

Discover why notifying your insurer before starting renovation work could be the difference between full coverage and a rejected claim when things go wrong.

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Topics: Home Insurance

What Are Insured Perils And Where Can I Find Them?

By Crowthorne Insurance on Aug 6, 2026, 11:00:00 AM

Professional illustration showing common insured perils including fire, theft, and storm damage alongside an insurance policy document and a protective shied symbol.

Understanding insured perils is essential to knowing exactly what protection your insurance policy provides and where potential coverage gaps may exist in your home or business insurance.

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