Why Some Parts Of Your House May Be Underinsured & How To Fix It

By Crowthorne Insurance on Oct 22, 2026, 11:00:00 AM

Property underinsurance represented by a family home protected by insurance, highlighting the importance of adequate buildings and contents cover.

Most homeowners assume their building insurance has them fully covered. You pay the premium, you have the policy, so you're protected, right? Not necessarily. Property underinsurance is one of the most common and costly problems in home insurance, and it affects far more people than y …

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Topics: Home Insurance

Understanding The Limits Of Road Risk Cover

By Crowthorne Insurance on Oct 15, 2026, 11:00:01 AM

Road risk cover illustrated by traffic cones marking a road, highlighting road safety and potential risks for motor traders.

Many motor traders assume their road risk cover protects them in every situation. In reality, there are specific limits that can leave you uninsured if your policy doesn’t match how you operate.

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Motor Trade Insurance Quote: What Affects the Price?

By Crowthorne Insurance on Oct 15, 2026, 11:00:01 AM

Motor trader reviewing a motor trade insurance quote on a tablet in a vehicle workshop.

Getting a motor trade insurance quote has never been simpler. Discover how you can secure tailored coverage for your motor trade business in just a few straightforward steps.

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Peace of Mind Abroad: The Essential Guide to Senior Travel Insurance

By Crowthorne Insurance on Oct 8, 2026, 11:00:00 AM

Senior couple enjoying a holiday abroad with passports and travel documents, highlighting senior travel insurance for overseas trips.

Travelling in your later years should be about adventure and relaxation, not worry, discover how the right senior travel insurance protects your health, finances, and holiday plans wherever you go.

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Is No Claim Bonus Protection Worth It for Motor Trade Policies?

By Crowthorne Insurance on Oct 8, 2026, 11:00:00 AM

Customer discussing motor trade insurance policy options with a vehicle service advisor in a garage.

Evaluating whether no claim bonus protection genuinely benefits your motor trade business can help you avoid unnecessary spend and preserve years of claim-free driving history. By looking carefully at how this feature works in practice, and comparing its cost against the potential imp …

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Height And Depth Limits On Contractors Insurance: Common Examples And Ensuring Correct Coverage

By Crowthorne Insurance on Sep 17, 2026, 11:00:01 AM

Construction worker wearing safety harness on scaffolding at a building site where contractors insurance height limits may apply.

Un derstanding height and depth restrictions in your contractors insurance could be the difference between a valid claim and costly financial exposure on your next project. These limits determine the maximum levels at which your work is covered, and exceeding them—even by a small marg …

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Topics: Home Insurance

Top 7 Reasons Insurance Claims Get Rejected In The UK

By Crowthorne Insurance on Sep 10, 2026, 11:00:03 AM

Insurance adviser explaining rejected insurance claims to a concerned policyholder reviewing claim documents.

Insurance is there to protect you, but insurance claims don’t always get paid. Often, it comes down to small mistakes or misunderstandings that can easily be avoided. Here are seven of the most common reasons claims are rejected:

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Topics: Home Insurance

What Happens Before A Vehicle Is Added To The MID?

By Crowthorne Insurance on Sep 3, 2026, 11:00:00 AM

Person completing a digital insurance form beside a vehicle before MID Motor Trade database records are updated.

When you buy a vehicle for your stock, there is often a short gap before it appears on the Motor Insurance Database (MID). During this time, many traders are unsure whether they are fully covered. Many motor trade policies include cover from the point of acquisition, but this depends …

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Non-Standard Materials in Self-Build Homes: Why They Don’t Have to Mean Expensive Insurance

By James Scott on Sep 3, 2026, 11:00:00 AM

Modular home unit being lifted into place by a crane during a self-build project, with construction workers overseeing installation on site.

Building your own home is an exciting opportunity to create something unique. Whether you're designing a modern architectural home or simply trying to keep your project within budget, self-builders often explore alternative construction methods and materials.

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I Think I'm Underinsured, What Do I Do?

By Crowthorne Insurance on Aug 27, 2026, 11:00:00 AM

A business owner reviews insurance documents and calculates coverage costs, highlighting concerns about being underinsured and the importance of adequate Motor Trade Insurance protection.

Discovering you lack adequate insurance coverage can be alarming, but taking prompt action to assess your risks and secure appropriate protection can safeguard your financial future and provide essential peace of mind.

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