Protect Your Unoccupied Second Home During Lockdown
By Crowthorne Insurance on Sep 12, 2020 10:30:00 AM
Many second homes across the country are going unoccupied for long periods of time due to the coronavirus pandemic. Restrictions against non-essential travel, local lockdowns, and bans on gatherings all mean that moving between two homes is impractical or, in some cases, completely ag …
Top Tips On How To Protect Your Vacant Home
By Crowthorne Insurance on Aug 28, 2020 11:00:00 AM
Whether it’s a short holiday or a long-term relocation, leaving your property unoccupied is an unsettling experience. An empty property can be an easy target for criminals of all kinds. As well as the risk of break-ins, an unoccupied property can attract squatters. Squatters can cause …
Do I Need Landlord Insurance For A Flat?
By Crowthorne Insurance on Aug 13, 2020 10:30:00 AM
The rental sector is a huge part of the UK economy and one that is growing each year. Out of 23.5 million UK households, it is thought that around one-third of these are either private or social rentals. The rise of the private rental sector has also seen a rise in the number of priva …
Is your Water Switched Off in Your Empty Property?
By Crowthorne Insurance on Jul 15, 2020 10:30:00 AM
If you own a property which is currently vacant, you may feel anxious about it. Empty properties are more at risk of damage, which could be very expensive for you. If you live far from your vacant property, you may stress about issues such as whether the water is switched off, or whet …
Home Insurance During Renovations: 4 Types Of Repairs That Could Affect It
By Crowthorne Insurance on Jul 1, 2020 11:00:00 AM
If you already have comprehensive home insurance for your property, you may think that there’s no need to notify your insurer when it comes to changes to your home. After all, they’re insuring the property in general, aren’t they? But much like car insurance, any significant changes m …
Homeowners Insurance For Unoccupied Homes: Who Can Apply?
By Crowthorne Insurance on Jun 15, 2020 11:00:00 AM
There are many reasons you might have to leave a property unoccupied. Whether you’re away on holiday or in between tenants, a vacant property comes with its own set of risks. Empty homes are far more likely to be targets for break-ins and vandalism, and there is also an increased chan …
What Properties Can I Get Non-Standard Home Insurance Quotes For?
By Crowthorne Insurance on May 25, 2020 10:30:00 AM
If you happen to have a new-build or standard home, you likely won’t have come across the concept of non-standard home insurance before. But if your property doesn’t fall into these specific brackets, this type of insurance can provide you with the coverage you need in the event of an …
For A Property I’m letting Out To Tenants, Do I Require Landlord Insurance And Homeowner’s Insurance?
By Crowthorne Insurance on May 5, 2020 11:00:00 AM
If you currently rent out a property, especially if you’re new to the world of being a landlord, it’s important to know what insurance you need in place for that property. While standard home insurance is our first thought when it comes to the properties we own, if you have tenants, t …
House Insurance If You Are Taken Into Hospital Or A Care Home
By Crowthorne Insurance on Apr 24, 2020 11:00:00 AM
If you are going into hospital or a care home for over 30 days it’s important that you notify your insurance company that your home or flat will be unoccupied for an extended period. This is to ensure that the cover you have remains valid and in place – many Insurers will restrict or …
Insurance For Motor Traders With Criminal Convictions
By Crowthorne Insurance on Apr 20, 2020 10:30:00 AM
All Insurance Companies require you to disclose any criminal conviction that is not spent under the Rehabilitation of Offenders Act 1974. Failure to disclose this can invalidate your Insurance Policy. Many Insurers will refuse to quote when a Criminal Conviction is disclosed which res …
