Motor Trade Evidence - Why It's Important To Keep It Up To Date

By Crowthorne Insurance on Dec 18, 2025 10:00:00 AM

A man checking the documents proving that a business has been trading legally.

Maintaining current motor trade evidence is crucial for business credibility, regulatory compliance, and seamless operations. Importantly, evidence of trading is a standard policy term and condition for motor trade insurance, meaning insurers have the right to request it at any point …

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Are Timber Frame Houses More Expensive To Insure?

By Crowthorne Insurance on Dec 16, 2025 10:00:00 AM

The structure of a timber framed house, which has been insured in case of damages.

Timber frame homes have become increasingly popular in the UK thanks to their sustainability, energy efficiency, and aesthetic potential when left visible. Yet homeowners are often surprised to find that insuring these properties can be more complicated than they expected. The reason …

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From Mechanics to Dealers: How Motor Trade Insurance Protects Every Trade Job

By Crowthorne Insurance on Dec 11, 2025 10:00:01 AM

A mechanic working on a car, protected by his motor trade insurance, tailored to his needs.

Explore the diverse world of motor trade occupations and discover how specialised motor trade insurance provides the essential protection every trader needs. Whether you’re repairing vehicles, buying and selling from home, valeting cars, or transporting them between locations, each ro …

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Understanding Combined Motor Trade Insurance For UK Traders

By Crowthorne Insurance on Dec 10, 2025 10:00:00 AM

A client discussing their combined motor trade policy with an insurance broker.

Being an independent motor trader can be a wonderful way to turn your passion for cars into a lucrative business. However, the motor trade is inherently risky. Because motor traders face risks on multiple fronts throughout their business operations, the insurance industry provides com …

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Does Non-Standard Home Insurance Cover Renovations?

By Crowthorne Insurance on Dec 9, 2025 10:00:00 AM

Person shielding a model house with their hands, symbolising insurance for non-standard homes in renovations.

Renovating a property is an exciting journey, whether you’re modernising, expanding, or restoring your home. Before the work begins, however, it’s vital to check your insurance policy. A standard home often excludes building or structural work, and even non-standard home insurance may …

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Subsidence And Insurance: What Homeowners Should Know

By Crowthorne Insurance on Dec 3, 2025 10:00:00 AM

A house on a British street on a cloudy day with subsidence.

Finding out that your home has subsidence is a devastating discovery for property owners. The good news, however, is that even if your property shows signs of subsidence, there are measures that you can take to prevent both serious damage to your home and massive insurance excess.

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Do You Need Insurance For Vehicle Collection And Delivery?

By Crowthorne Insurance on Nov 26, 2025 10:00:01 AM

A delivery truck on a motorway delivering multiple loaded vehicles.

If you make your living collecting and delivering vehicles for others, your business depends on more than just being reliable on the road. If you work in the motor trade industry, having the right insurance for vehicle collection and delivery in place is essential. Without it, a singl …

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The Essentials Of Insurance For Trade Plate Drivers

By Crowthorne Insurance on Nov 19, 2025 10:00:01 AM

A trade plate vehicle delivering trade vehicles on the motorway.

For many in the motor trade, trade plates are an essential tool of the job. They allow drivers to legally move untaxed or unregistered vehicles without the need to register each one individually. This is especially important for collection and delivery agents transporting vehicles for …

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Why Vehicle Delivery Insurance Is Essential For Trade

By Crowthorne Insurance on Nov 12, 2025 10:00:00 AM

A trade plate vehicle with loaded vehicles on the motorway on a sunny day.

If you make your income by transporting vehicles for customers, whether from auction houses, dealerships, or online platforms, insurance is one of the most important parts of running your business. Many newcomers to the motor trade assume their personal car insurance policy will be en …

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Applying For Motor Trade Insurance: How Much Does Your Financial Past Matter?

By Crowthorne Insurance on Nov 7, 2025 10:00:00 AM

A client discussing their policy option with a specialist insurance broker.

If you're a motor trader, the right insurance policy is essential in protecting your business operations and your reputation. Whether you need road risks insurance to protect your vehicles during transport or delivery, or a combined policy that also features protection for your busine …

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