Car Values In 2026: How the Second-Hand Car Market Has Reacted?

By James Scott on Aug 20, 2026, 11:00:00 AM

A used car dealership showcases vehicles for sale, reflecting trends and pricing changes in the Second-Hand Car Market during 2026.

Introduction The second-hand car market has experienced significant changes over the past few years. From the global pandemic and supply chain disruptions to rising living costs and evolving technology, car values have fluctuated dramatically. As we move through 2026, the used car mar …

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The True Cost To Rebuild Your Home, And Why Your Insurance Depends On It

By Crowthorne Insurance on Aug 20, 2026, 11:00:00 AM

Detailed cutaway illustration of a house revealing its structural timber frame, roof trusses, foundations, and internal layout, representing the key elements that determine a home's rebuild cost.

Understanding rebuild costs is essential to ensure your home insurance provides adequate protection against the financial burden of complete property reconstruction.

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Topics: Home Insurance

Motor Trading: From Part-Time To Full-Time

By Crowthorne Insurance on Aug 13, 2026, 11:00:00 AM

Customer discussing vehicle sales with a dealer, illustrating motor trade insurance part-time for businesses growing from part-time to full-time trading.

Many motor traders start part-time, buying and selling a few vehicles from home to generate extra income. This part-time motor trade lifestyle offers flexibility and a chance to learn the ropes without heavy overheads. However, there often comes a point where the ‘side hustle’ starts …

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Public Liability Vs. Personal Accident: Which Does Your Small Trade Business Actually Need?

By Crowthorne Insurance on Aug 13, 2026, 11:00:00 AM

Car keys and insurance documents illustrating public liability and personal accident insurance cover for small trade businesses.

If you run a small trade business, whether as a builder, electrician, plumber, decorator or mechanic, you are managing customers, vehicles and physical work every day. In the rush to get vehicles back on the road, it is easy to overlook the specific nuances of your insurance policy.

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Renovating Your Home? Make Sure Your Insurance Covers The Renovation Work

By Crowthorne Insurance on Aug 13, 2026, 11:00:00 AM

Homeowner carefully reviewing an insurance document inside a property undergoing renovation work, with exposed brick walls and a ladder visible in the background.

Discover why notifying your insurer before starting renovation work could be the difference between full coverage and a rejected claim when things go wrong.

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Topics: Home Insurance

What Are Insured Perils And Where Can I Find Them?

By Crowthorne Insurance on Aug 6, 2026, 11:00:00 AM

Professional illustration showing common insured perils including fire, theft, and storm damage alongside an insurance policy document and a protective shied symbol.

Understanding insured perils is essential to knowing exactly what protection your insurance policy provides and where potential coverage gaps may exist in your home or business insurance.

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Motor Trade Insurance Fronting: Long-term Implications And Risks

By Crowthorne Insurance on Aug 6, 2026, 11:00:00 AM

A motor trader stands at a crossroads between legitimate insurance and Motor Trade Fronting, highlighting the risks and consequences of fraudulent insurance practices.

Fronting in motor trade insurance may seem like a cost-saving shortcut, but this fraudulent practice carries severe legal consequences, policy voidance, and long-term financial penalties that can devastate your business.

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Why Leaving Your Property Empty Could Void Your Policy?

By Crowthorne Insurance on Jul 30, 2026, 11:00:01 AM

Empty residential property with locked entrance, representing risks linked to insurance for empty properties and unoccupied homes.

Most homeowners assume that as long as their premiums are paid, their building is protected. However, standard home insurance is designed for lived-in properties. Once a home becomes empty for an extended period, the unoccupancy period clause in your policy wording kicks in.

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Public Liability Insurance For Retailers: Why You Need Cover?

By Crowthorne Insurance on Jul 23, 2026, 11:00:00 AM

Retail shop employee assisting customers in-store, representing the importance of Public Liability Insurance for retail businesses.

When you run a shop, customers, deliveries and staff are constantly moving through your premises. In the fast-paced world of UK retail, success depends on footfall. However, every customer who walks through your door represents a potential risk to your livelihood. Whether you run a sm …

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Working With Heat - Liability Risk & Insurance Questions

By Crowthorne Insurance on Jul 16, 2026, 11:00:01 AM

A contractor is performing hot works using a gas torch on a construction site, highlighting the need for heat work liability insurance.

C onstruction professionals working with heat-producing equipment face unique liability risks that require specialist heat work liability insurance protection to safeguard their business operations.

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