What Are Insured Perils And Where Can I Find Them?

By Crowthorne Insurance on Aug 6, 2026, 11:00:00 AM

Professional illustration showing common insured perils including fire, theft, and storm damage alongside an insurance policy document and a protective shied symbol.

Understanding insured perils is essential to knowing exactly what protection your insurance policy provides and where potential coverage gaps may exist in your home or business insurance.

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Motor Trade Insurance Fronting: Long-term Implications And Risks

By Crowthorne Insurance on Aug 6, 2026, 11:00:00 AM

A motor trader stands at a crossroads between legitimate insurance and Motor Trade Fronting, highlighting the risks and consequences of fraudulent insurance practices.

Fronting in motor trade insurance may seem like a cost-saving shortcut, but this fraudulent practice carries severe legal consequences, policy voidance, and long-term financial penalties that can devastate your business.

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Why Leaving Your Property Empty Could Void Your Policy?

By Crowthorne Insurance on Jul 30, 2026, 11:00:01 AM

Empty residential property with locked entrance, representing risks linked to insurance for empty properties and unoccupied homes.

Most homeowners assume that as long as their premiums are paid, their building is protected. However, standard home insurance is designed for lived-in properties. Once a home becomes empty for an extended period, the unoccupancy period clause in your policy wording kicks in.

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Public Liability Insurance For Retailers: Why You Need Cover?

By Crowthorne Insurance on Jul 23, 2026, 11:00:00 AM

Retail shop employee assisting customers in-store, representing the importance of Public Liability Insurance for retail businesses.

When you run a shop, customers, deliveries and staff are constantly moving through your premises. In the fast-paced world of UK retail, success depends on footfall. However, every customer who walks through your door represents a potential risk to your livelihood. Whether you run a sm …

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Working With Heat - Liability Risk & Insurance Questions

By Crowthorne Insurance on Jul 16, 2026, 11:00:01 AM

A contractor is performing hot works using a gas torch on a construction site, highlighting the need for heat work liability insurance.

C onstruction professionals working with heat-producing equipment face unique liability risks that require specialist heat work liability insurance protection to safeguard their business operations.

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The Real Cost Of Cheap Insurance For Motor Trade

By Crowthorne Insurance on Jul 9, 2026, 11:00:01 AM

Person reviewing documents and calculating costs at a desk, representing cheap motor trade car insurance and financial decision-making.

Whether you’re flipping ten cars a year or running a busy independent garage, cash flow is the lifeblood of your business. When your insurance renewal time rolls around, it’s incredibly tempting to scan the results of a comparison site and click on the lowest premium you can find.

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Travel with Confidence: Comprehensive Travel Insurance That Covers Pre-Existing Conditions

By Crowthorne Insurance on Jul 9, 2026, 11:00:00 AM

A traveller standing at an airport with luggage, ready for a trip, highlighting the importance of comprehensive travel insurance for a safe and worry-free journey.

D iscover how comprehensive travel insurance can protect your journey even when you have pre-existing medical conditions, ensuring peace of mind and financial security wherever you go.

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How Motor Traders Accidentally Outgrow Their Insurance?

By Crowthorne Insurance on Jul 2, 2026, 11:00:01 AM

Car dealership or garage environment with multiple vehicles, representing insurance for a motor trader and growing business risk exposure.

Many traders start small and gradually expand their operations, whether that means moving into premises, increasing stock, or taking on staff.

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Who Is Responsible If Something Goes Wrong During Your House Renovation?

By Crowthorne Insurance on Jun 25, 2026, 11:00:02 AM

Home renovation work in progress with builders on-site, representing house insurance during renovation and responsibility for potential risks.

Planning a home renovation involves multiple stages, from design through to construction. It’s an exciting time for any property owner, but it’s also a period of significant financial risk.

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Topics: Home Insurance

How Much Should You Insure Your Home Renovation For?

By Crowthorne Insurance on Jun 18, 2026, 11:00:02 AM

Home renovation in progress with construction tools, representing insurance for house renovation and protection during building work.

Planning a home renovation involves multiple decisions, from design through to construction. However, before the first brick is laid, there is one critical question you must answer: how much is this project actually worth in the eyes of an insurer?

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Topics: Home Insurance