Is Bad Credit History Blocking Your Motor Trade Policy?

By Crowthorne Insurance on Oct 17, 2025 10:00:00 AM

A man in a navy jumper is discussing his financial history with an insurance broker to negotiate a motor trade insurance policy.

If you are making money from the motor trade industry, you need motor trade insurance. Whether you're a small independent dealership, a bodyshop specialist working as a sole trader or a small garage, you need a motor trade insurance policy in order to operate legally. As well as keepi …

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Is Your Property Non-Standard? Insurance Impacts Explained

By Crowthorne Insurance on Oct 10, 2025 10:00:00 AM

A picture of a man standing inside his non-standard house with his keys in his hands, smiling.

A non-standard home is any home that uses non-standard materials in any part of its construction. Often this is visible at first glance. Often it is not. It's possible that you could be living in, or attempting to purchase a home with non-standard construction and not even know it. In …

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Flood Risk House Insurance: How To Get The Right Insurance

By Crowthorne Insurance on Oct 3, 2025 10:00:00 AM

A picture of a flooded suburban British area with houses on the streets.

With climate change comes a rise in the levels of rivers and seas. This, in turn, means an increased flood risk for much of the UK. A national assessment of floods and coastal erosion in mainland Britain last year revealed a substantial rise in flood risk across the nation. The areas …

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Topics: Home Insurance

What Is Motor Trade Insurance With Additional Business Use? Why Do I Need It With My Motor Trade Policy?

By Crowthorne Insurance on Sep 26, 2025 10:00:00 AM

A man driving a vehicle equipped with an extension on his motor trade policy insurance.

If you’re in the motor trade industry, you probably already understand the basics of your motor trade insurance policies. It covers you for the essentials: buying, selling, repairing, servicing, or valeting vehicles. But what happens when you’re using your trade vehicle for something …

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What To Do After A Car Accident: A Guide For The Motor Trade

By Crowthorne Insurance on Sep 12, 2025 10:00:00 AM

A motor trade vehicle driver wondering what to do after a car accident and what he should tell his broker.

Accidents can happen in the blink of an eye, even for experienced motor trade professionals. Whether you’re test-driving a customer’s vehicle, transporting stock, or running a mobile service van, knowing exactly what to do in the event of a collision is critical. It not only protects …

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Topics: Car Accident

Understanding The Motor Insurance Database (MID) System: Why It Matters To The Motor Trade

By Crowthorne Insurance on Sep 5, 2025 10:00:00 AM

A business owner, updating his motor trade insurance database (MID).

If you’re in the motor trade - whether you’re running a dealership, a repair shop, or a vehicle delivery service, you’ve probably heard about the MID system, but do you really know what it is, why it matters, and how failing to keep it updated could cost your business more than just a …

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Understanding Motor Trade Public Liability Insurance & Service Indemnity: What Every Business Should Know

By Crowthorne Insurance on Aug 29, 2025 10:00:00 AM

A motor trade business using public liability insurance to protect himself.

Whether you’re a sole trader or a limited company involved in motor products, managing risk is essential. Two of the most important types of protection you can have are public liability and service indemnity insurance. While they sound similar, they cover different aspects of your ope …

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How To Check A Property For Subsidence

By Crowthorne Insurance on Apr 10, 2025 12:34:30 PM

When it comes to maintaining and protecting your property, one of the key concerns is subsidence. Subsidence can cause significant structural damage and decrease the value of your property. Therefore, it is essential to be able to identify the signs of subsidence early on. In this art …

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How Much Does It Cost To Insure A Small Business?

By Crowthorne Insurance on Mar 28, 2025 11:30:00 AM

Insurance cover for small businesses can sometimes be a complicated matter – nevertheless, insurance remains a legal and useful business requirement. It safeguards the business and helps it recover from unforeseen perils. The government also requires certain aspects of every business …

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4 Things To Consider When Buying A House With Historical Subsidence

By Crowthorne Insurance on Nov 22, 2024 11:00:00 AM

An insurer suggesting remedies for subsidence to an old couple

Whether you are a first-time buyer or are looking to extend your property portfolio, a house with subsidence can cause problems if not carefully considered. Subsidence that is mild when you first buy your home can then worsen beyond your control with time. So what should you keep in m …

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